Below are the complete branch details for Jammu and Kashmir Bank Limited, EBU BABA RESHI branch, located in BARAMULLA, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is JAKA0EBBABA. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JAKA0EBBABA for Jammu and Kashmir Bank Limited – EBU BABA RESHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Jammu and Kashmir Bank Limited's EBU BABA RESHI branch, the IFSC JAKA0EBBABA breaks down as follows: JAKA identifies the bank, 0 is the reserved character, and EBBABA identifies this particular branch.
About the bank
Jammu and Kashmir Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ebu Baba Reshi branch in Baramulla, Jammu and Kashmir is part of this network and uses the IFSC code JAKA0EBBABA for all electronic settlement.
Branch details at a glance
| Bank Name | Jammu and Kashmir Bank Limited |
|---|---|
| Branch | Ebu Baba Reshi |
| IFSC Code | JAKA0EBBABA |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE BABA RESHI POST OFFICE TANGMARG TEHSIL TANGMARG DISTRICT BARAMULLA |
| City | Baramulla |
| District | Baramulla |
| State | Jammu and Kashmir |
| STD Code | 91 |
| Phone | 9986915444 |
About this branch
The branch is located at VILLAGE BABA RESHI POST OFFICE TANGMARG TEHSIL TANGMARG DISTRICT BARAMULLA. It serves the Baramulla region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jammu and Kashmir Bank Limited. The IFSC JAKA0EBBABA is used to identify this branch on the RBI payments network.
Why every Jammu and Kashmir Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including EBU BABA RESHI of Jammu and Kashmir Bank Limited — its own 11-character IFSC. The code JAKA0EBBABA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JAKA0EBBABA the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ebu Baba Reshi branch is mapped to IFSC JAKA0EBBABA on the RBI payments network. The branch generally supports the full retail product catalogue of Jammu and Kashmir Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains JAKA0EBBABA.
Products and services
Customers walking into the Ebu Baba Reshi branch can access most of Jammu and Kashmir Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC JAKA0EBBABA
How to transfer money using IFSC JAKA0EBBABA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JAKA0EBBABA across all three.
NEFT to Jammu and Kashmir Bank Limited, EBU BABA RESHI using IFSC JAKA0EBBABA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JAKA0EBBABA, and confirm that the system picks up Jammu and Kashmir Bank Limited – EBU BABA RESHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to EBU BABA RESHI
If you need to transfer ₹2 lakh or more in one go to an account at Jammu and Kashmir Bank Limited's EBU BABA RESHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JAKA0EBBABA while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Jammu and Kashmir Bank Limited – EBU BABA RESHI, use IMPS. With IFSC JAKA0EBBABA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JAKA0EBBABA for Jammu and Kashmir Bank Limited – EBU BABA RESHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JAKA0EBBABA | Yes – JAKA0EBBABA | Yes – JAKA0EBBABA |
For most retail customers crediting the Ebu Baba Reshi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jammu and Kashmir Bank Limited's EBU BABA RESHI branch, the IFSC JAKA0EBBABA is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ebu Baba Reshi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JAKA0EBBABA is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jammu and Kashmir Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JAKA0EBBABA and the account number together uniquely identify the Ebu Baba Reshi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC JAKA0EBBABA
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jammu and Kashmir Bank Limited – EBU BABA RESHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JAKA0EBBABA. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ebu Baba Reshi branch sits at VILLAGE BABA RESHI POST OFFICE TANGMARG TEHSIL TANGMARG DISTRICT BARAMULLA. If you are travelling from outside Baramulla, search for the branch on a maps application using the bank name and locality, or call 91-9986915444 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JAKA0EBBABA and your account number.
Verifying IFSC JAKA0EBBABA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JAKA0EBBABA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9986915444.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ebu Baba Reshi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JAKA0EBBABA, however, work 24x7.
Branch address & contact
Jammu and Kashmir Bank LimitedEbu Baba Reshi Branch
VILLAGE BABA RESHI POST OFFICE TANGMARG TEHSIL TANGMARG DISTRICT BARAMULLA
Baramulla, Jammu and Kashmir
Phone: 91-9986915444
IFSC: JAKA0EBBABA
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ebu Baba Reshi branch but serve different purposes.
Where is Jammu and Kashmir Bank Limited Ebu Baba Reshi branch located?
Jammu and Kashmir Bank Limited's Ebu Baba Reshi branch is located at VILLAGE BABA RESHI POST OFFICE TANGMARG TEHSIL TANGMARG DISTRICT BARAMULLA, Baramulla, Jammu and Kashmir.
Is IFSC JAKA0EBBABA valid for NEFT and RTGS?
Yes. IFSC JAKA0EBBABA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC JAKA0EBBABA the same for all accounts at Ebu Baba Reshi branch?
Yes. The IFSC JAKA0EBBABA is shared by every account held at Jammu and Kashmir Bank Limited's Ebu Baba Reshi branch. Only the account number changes from customer to customer.
Can I use IFSC JAKA0EBBABA for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC JAKA0EBBABA to send funds instantly.
Does Jammu and Kashmir Bank Limited Ebu Baba Reshi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9986915444 to confirm.
How quickly will an NEFT transfer using JAKA0EBBABA be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jammu and Kashmir Bank Limited – Ebu Baba Reshi reflect within 30 minutes.
Summary
The IFSC code JAKA0EBBABA belongs to Jammu and Kashmir Bank Limited's EBU BABA RESHI branch, located at VILLAGE BABA RESHI POST OFFICE TANGMARG TEHSIL TANGMARG DISTRICT BARAMULLA in BARAMULLA, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
