IFSC Code of Jalgaon Janata Sahkari Bank Limited, Shendurni Branch, Maharashtra

Use this page as a one-stop reference for everything related to Jalgaon Janata Sahkari Bank Limited's SHENDURNI branch in SHENDURNI, MAHARASHTRA. The branch's IFSC code JJSB0000044 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Jalgaon Janata Sahkari Bank Limited's SHENDURNI branch, the IFSC JJSB0000044 breaks down as follows: JJSB identifies the bank, 0 is the reserved character, and 000044 identifies this particular branch.

Bank profile

Jalgaon Janata Sahkari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shendurni branch — IFSC JJSB0000044 — extends the bank's services to customers in and around Shendurni, Maharashtra.

Branch details at a glance

About this branch

The branch is located at GAT NO -639,PLOT NO -08,KAMAL KISAN NAGAR,SOYGAON ROAD,SHENDURNI,TAL -JAMNER DISTRICT -JALGAON 424204. It serves the Shendurni region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jalgaon Janata Sahkari Bank Limited. The IFSC JJSB0000044 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jalgaon Janata Sahkari Bank Limited's SHENDURNI branch came to be assigned the code JJSB0000044.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JJSB0000044, money simply cannot be routed to the SHENDURNI branch electronically.

Products and account variants supported

Every account opened at the Shendurni branch is mapped to IFSC JJSB0000044 on the RBI payments network. The branch generally supports the full retail product catalogue of Jalgaon Janata Sahkari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JJSB0000044.

Banking services available

The Shendurni branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2580-0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JJSB0000044

How to transfer money using IFSC JJSB0000044

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JJSB0000044 across all three.

NEFT to Jalgaon Janata Sahkari Bank Limited, SHENDURNI using IFSC JJSB0000044

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JJSB0000044, and confirm that the system picks up Jalgaon Janata Sahkari Bank Limited – SHENDURNI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHENDURNI

If you need to transfer ₹2 lakh or more in one go to an account at Jalgaon Janata Sahkari Bank Limited's SHENDURNI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JJSB0000044 while initiating the transfer and the credit will appear within minutes.

IMPS to Jalgaon Janata Sahkari Bank Limited SHENDURNI (IFSC JJSB0000044)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JJSB0000044 in your mobile or internet banking app, and the money is credited to the SHENDURNI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JJSB0000044 for Jalgaon Janata Sahkari Bank Limited – SHENDURNI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shendurni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JJSB0000044

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jalgaon Janata Sahkari Bank Limited – SHENDURNI is still mapped to IFSC JJSB0000044. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JJSB0000044 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shendurni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JJSB0000044 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Jalgaon Janata Sahkari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JJSB0000044 and the account number together uniquely identify the Shendurni branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jalgaon Janata Sahkari Bank Limited – SHENDURNI:

• The IFSC is exactly JJSB0000044 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jalgaon Janata Sahkari Bank Limited as the bank name and SHENDURNI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shendurni branch

The branch is located at GAT NO -639,PLOT NO -08,KAMAL KISAN NAGAR,SOYGAON ROAD,SHENDURNI,TAL -JAMNER DISTRICT -JALGAON 424204, which puts it inside Shendurni, the broader Jalgaon district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Jalgaon Janata Sahkari Bank Limited Shendurni branch” — the verified location pin for IFSC JJSB0000044 should appear at the top of the results.
2. Confirm the branch is open by calling 2580-0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JJSB0000044 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JJSB0000044 for Jalgaon Janata Sahkari Bank Limited – SHENDURNI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shendurni are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JJSB0000044 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JJSB0000044 belongs to Jalgaon Janata Sahkari Bank Limited's SHENDURNI branch, located at GAT NO -639,PLOT NO -08,KAMAL KISAN NAGAR,SOYGAON ROAD,SHENDURNI,TAL -JAMNER… in SHENDURNI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.