IFSC Code of Jalgaon Janata Sahkari Bank Limited, Vivekanad Branch, Maharashtra

Use this page as a one-stop reference for everything related to Jalgaon Janata Sahkari Bank Limited's VIVEKANAD branch in JALGAON, MAHARASHTRA. The branch's IFSC code JJSB0000020 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JJSB0000020 is the IFSC of Jalgaon Janata Sahkari Bank Limited's VIVEKANAD branch. The format is fixed: JJSB = bank code, 0 = reserved, 000020 = branch identifier.

About Jalgaon Janata Sahkari Bank Limited

Jalgaon Janata Sahkari Bank Limited operates a wide network of branches across India, including the Vivekanad branch in Jalgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JJSB0000020.

About this branch

The branch is located at PARIJAT SANKUL, SHOP NO. 16 & 17, SUYOG COLONY, GIRNA TANK ROAD, JALGAON 425002. It serves the Jalgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jalgaon Janata Sahkari Bank Limited. The IFSC JJSB0000020 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jalgaon Janata Sahkari Bank Limited's VIVEKANAD branch came to be assigned the code JJSB0000020.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JJSB0000020, money simply cannot be routed to the VIVEKANAD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Jalgaon Janata Sahkari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JJSB0000020 and the account number together uniquely identify the Vivekanad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC JJSB0000020

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JJSB0000020 across all three.

NEFT to Jalgaon Janata Sahkari Bank Limited, VIVEKANAD using IFSC JJSB0000020

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JJSB0000020, and confirm that the system picks up Jalgaon Janata Sahkari Bank Limited – VIVEKANAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JJSB0000020

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jalgaon Janata Sahkari Bank Limited – VIVEKANAD, ensure your bank's portal accepts IFSC JJSB0000020 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Jalgaon Janata Sahkari Bank Limited VIVEKANAD (IFSC JJSB0000020)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JJSB0000020 in your mobile or internet banking app, and the money is credited to the VIVEKANAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JJSB0000020 for Jalgaon Janata Sahkari Bank Limited – VIVEKANAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vivekanad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JJSB0000020

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jalgaon Janata Sahkari Bank Limited – VIVEKANAD is still mapped to IFSC JJSB0000020. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JJSB0000020 and the beneficiary's account number to complete the transfer.

Account types you can open at the Vivekanad branch

Once you have an account at Jalgaon Janata Sahkari Bank Limited – VIVEKANAD, the IFSC JJSB0000020 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Vivekanad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 257-2240537.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JJSB0000020

Digital banking channels

Most day-to-day work that customers used to do at the Vivekanad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JJSB0000020 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Vivekanad branch

The branch is located at PARIJAT SANKUL, SHOP NO. 16 & 17, SUYOG COLONY, GIRNA TANK ROAD, JALGAON 425002, which puts it inside Jalgaon, the broader Jalgaon district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Jalgaon Janata Sahkari Bank Limited Vivekanad branch” — the verified location pin for IFSC JJSB0000020 should appear at the top of the results.
2. Confirm the branch is open by calling 257-2240537 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JJSB0000020 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jalgaon Janata Sahkari Bank Limited – VIVEKANAD:

• The IFSC is exactly JJSB0000020 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jalgaon Janata Sahkari Bank Limited as the bank name and VIVEKANAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Vivekanad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JJSB0000020 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JJSB0000020 for Jalgaon Janata Sahkari Bank Limited – VIVEKANAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: JJSB0000020 is the IFSC code of Jalgaon Janata Sahkari Bank Limited, VIVEKANAD branch, in JALGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.