IFSC Code of Jalgaon Janata Sahkari Bank Limited, Market Yard Jalgaon Branch, Maharashtra

Use this page as a one-stop reference for everything related to Jalgaon Janata Sahkari Bank Limited's MARKET YARD JALGAON branch in JALGAON, MAHARASHTRA. The branch's IFSC code JJSB0000003 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JJSB0000003 is the IFSC of Jalgaon Janata Sahkari Bank Limited's MARKET YARD JALGAON branch. The format is fixed: JJSB = bank code, 0 = reserved, 000003 = branch identifier.

Bank profile

Jalgaon Janata Sahkari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Market Yard Jalgaon branch — IFSC JJSB0000003 — extends the bank's services to customers in and around Jalgaon, Maharashtra.

Branch details at a glance

Market Yard Jalgaon branch overview

Located at KRISHI UTPANNA BAZAR SAMITI, AJINTHA ROAD, JALGAON – 425003, the Market Yard Jalgaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JJSB0000003 is required for all interbank electronic transfers routed through this branch.

Why every Jalgaon Janata Sahkari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MARKET YARD JALGAON of Jalgaon Janata Sahkari Bank Limited — its own 11-character IFSC. The code JJSB0000003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JJSB0000003 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Market Yard Jalgaon branch is mapped to IFSC JJSB0000003 on the RBI payments network. The branch generally supports the full retail product catalogue of Jalgaon Janata Sahkari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JJSB0000003.

Products and services

Customers walking into the Market Yard Jalgaon branch can access most of Jalgaon Janata Sahkari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JJSB0000003

How to transfer money using IFSC JJSB0000003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JJSB0000003 across all three.

NEFT to Jalgaon Janata Sahkari Bank Limited, MARKET YARD JALGAON using IFSC JJSB0000003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JJSB0000003, and confirm that the system picks up Jalgaon Janata Sahkari Bank Limited – MARKET YARD JALGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JJSB0000003

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jalgaon Janata Sahkari Bank Limited – MARKET YARD JALGAON, ensure your bank's portal accepts IFSC JJSB0000003 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Jalgaon Janata Sahkari Bank Limited MARKET YARD JALGAON (IFSC JJSB0000003)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JJSB0000003 in your mobile or internet banking app, and the money is credited to the MARKET YARD JALGAON branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JJSB0000003 for Jalgaon Janata Sahkari Bank Limited – MARKET YARD JALGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Market Yard Jalgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jalgaon Janata Sahkari Bank Limited's MARKET YARD JALGAON branch, the IFSC JJSB0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC JJSB0000003

Jalgaon Janata Sahkari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MARKET YARD JALGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JJSB0000003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Jalgaon Janata Sahkari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JJSB0000003 and the account number together uniquely identify the Market Yard Jalgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jalgaon Janata Sahkari Bank Limited – MARKET YARD JALGAON:

• The IFSC is exactly JJSB0000003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jalgaon Janata Sahkari Bank Limited as the bank name and MARKET YARD JALGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Market Yard Jalgaon branch sits at KRISHI UTPANNA BAZAR SAMITI, AJINTHA ROAD, JALGAON – 425003. If you are travelling from outside Jalgaon, search for the branch on a maps application using the bank name and locality, or call 257-2210943 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JJSB0000003 and your account number.

Verifying IFSC JJSB0000003 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JJSB0000003 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 257-2210943.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Market Yard Jalgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JJSB0000003, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: JJSB0000003 is the IFSC code of Jalgaon Janata Sahkari Bank Limited, MARKET YARD JALGAON branch, in JALGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.