IFSC Code of Jalgaon Janata Sahkari Bank Limited, Dondaicha Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Jalgaon Janata Sahkari Bank Limited, DONDAICHA branch in DONDAICHA. The 11-digit IFSC JJSB0000043 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Jalgaon Janata Sahkari Bank Limited at the DONDAICHA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Jalgaon Janata Sahkari Bank Limited – DONDAICHA is JJSB0000043. The first four letters JJSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000043 map to this branch in DONDAICHA, MAHARASHTRA.

About the bank

Jalgaon Janata Sahkari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dondaicha branch in Dondaicha, Maharashtra is part of this network and uses the IFSC code JJSB0000043 for all electronic settlement.

About this branch

The branch is located at CRYSTAL PLAZA MUNICIPAL PROPERTY NO -Z1001105,CTS NO -791 805 9,GF SHOP NO 1-3,DONDAICHA TALUKA -SHINDKHEDA,DISTRICT -DHULE 425408. It serves the Dondaicha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jalgaon Janata Sahkari Bank Limited. The IFSC JJSB0000043 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Jalgaon Janata Sahkari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DONDAICHA of Jalgaon Janata Sahkari Bank Limited — its own 11-character IFSC. The code JJSB0000043 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JJSB0000043 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Dondaicha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JJSB0000043 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JJSB0000043

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JJSB0000043 across all three.

NEFT to Jalgaon Janata Sahkari Bank Limited, DONDAICHA using IFSC JJSB0000043

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JJSB0000043, and confirm that the system picks up Jalgaon Janata Sahkari Bank Limited – DONDAICHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JJSB0000043

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jalgaon Janata Sahkari Bank Limited – DONDAICHA, ensure your bank's portal accepts IFSC JJSB0000043 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Jalgaon Janata Sahkari Bank Limited – DONDAICHA, use IMPS. With IFSC JJSB0000043 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Dondaicha

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JJSB0000043:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DONDAICHA is still linked to IFSC JJSB0000043.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC JJSB0000043

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jalgaon Janata Sahkari Bank Limited – DONDAICHA is still mapped to IFSC JJSB0000043. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JJSB0000043 and the beneficiary's account number to complete the transfer.

Account types you can open at the Dondaicha branch

Once you have an account at Jalgaon Janata Sahkari Bank Limited – DONDAICHA, the IFSC JJSB0000043 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Dondaicha branch can access most of Jalgaon Janata Sahkari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JJSB0000043

Online banking and IFSC JJSB0000043

Jalgaon Janata Sahkari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DONDAICHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JJSB0000043 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Dondaicha branch

The branch is located at CRYSTAL PLAZA MUNICIPAL PROPERTY NO -Z1001105,CTS NO -791 805 9,GF SHOP NO 1-3,DONDAICHA TALUKA -SHINDKHEDA,DISTRICT -DHULE 425408, which puts it inside Dondaicha, the broader Dhule district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Jalgaon Janata Sahkari Bank Limited Dondaicha branch” — the verified location pin for IFSC JJSB0000043 should appear at the top of the results.
2. Confirm the branch is open by calling 2562-0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JJSB0000043 and your account number.

Common mistakes to avoid when using IFSC JJSB0000043

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jalgaon Janata Sahkari Bank Limited – DONDAICHA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: JJSB0000043.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Dondaicha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JJSB0000043 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JJSB0000043 for Jalgaon Janata Sahkari Bank Limited – DONDAICHA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JJSB0000043 belongs to Jalgaon Janata Sahkari Bank Limited's DONDAICHA branch, located at CRYSTAL PLAZA MUNICIPAL PROPERTY NO -Z1001105,CTS NO -791 805 9,GF SHOP NO… in DONDAICHA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.