IFSC Code of Jalgaon Janata Sahkari Bank Limited, Aurangabad Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Jalgaon Janata Sahkari Bank Limited, AURANGABAD branch in AURANGABAD. The 11-digit IFSC JJSB0000024 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Jalgaon Janata Sahkari Bank Limited at the AURANGABAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Jalgaon Janata Sahkari Bank Limited – AURANGABAD is JJSB0000024. The first four letters JJSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000024 map to this branch in AURANGABAD, MAHARASHTRA.

Branch details at a glance

Bank profile

Jalgaon Janata Sahkari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Aurangabad branch — IFSC JJSB0000024 — extends the bank's services to customers in and around Aurangabad, Maharashtra.

About the Aurangabad branch

The Aurangabad branch of Jalgaon Janata Sahkari Bank Limited is situated at GULMANDI CHOUK, CTS.NO.5688,DIWAN DEVDI, AURANGABAD – 431001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JJSB0000024 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jalgaon Janata Sahkari Bank Limited's AURANGABAD branch came to be assigned the code JJSB0000024.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JJSB0000024, money simply cannot be routed to the AURANGABAD branch electronically.

How to transfer money using IFSC JJSB0000024

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JJSB0000024 across all three.

How to use IFSC JJSB0000024 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Jalgaon Janata Sahkari Bank Limited's AURANGABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JJSB0000024.
4. Confirm the bank name auto-populates as Jalgaon Janata Sahkari Bank Limited and the branch as AURANGABAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to AURANGABAD

If you need to transfer ₹2 lakh or more in one go to an account at Jalgaon Janata Sahkari Bank Limited's AURANGABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JJSB0000024 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Jalgaon Janata Sahkari Bank Limited – AURANGABAD, use IMPS. With IFSC JJSB0000024 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JJSB0000024 for Jalgaon Janata Sahkari Bank Limited – AURANGABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Aurangabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JJSB0000024

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jalgaon Janata Sahkari Bank Limited – AURANGABAD is still mapped to IFSC JJSB0000024. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JJSB0000024 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Aurangabad branch is mapped to IFSC JJSB0000024 on the RBI payments network. The branch generally supports the full retail product catalogue of Jalgaon Janata Sahkari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JJSB0000024.

Products and services

Customers walking into the Aurangabad branch can access most of Jalgaon Janata Sahkari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JJSB0000024

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Jalgaon Janata Sahkari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JJSB0000024 and the account number together uniquely identify the Aurangabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC JJSB0000024

Jalgaon Janata Sahkari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AURANGABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JJSB0000024 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC JJSB0000024

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jalgaon Janata Sahkari Bank Limited – AURANGABAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: JJSB0000024.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Aurangabad branch

The branch is located at GULMANDI CHOUK, CTS.NO.5688,DIWAN DEVDI, AURANGABAD – 431001, which puts it inside Aurangabad, the broader Aurangabad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Jalgaon Janata Sahkari Bank Limited Aurangabad branch” — the verified location pin for IFSC JJSB0000024 should appear at the top of the results.
2. Confirm the branch is open by calling 240-2346174 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JJSB0000024 and your account number.

Verifying IFSC JJSB0000024 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JJSB0000024 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 240-2346174.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Aurangabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JJSB0000024, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JJSB0000024 belongs to Jalgaon Janata Sahkari Bank Limited's AURANGABAD branch, located at GULMANDI CHOUK, CTS.NO.5688,DIWAN DEVDI, AURANGABAD – 431001 in AURANGABAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.