IFSC Code of Indusind Bank, One Town Vijayawada Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Indusind Bank's ONE TOWN VIJAYAWADA branch in VIJAYAWADA, ANDHRA PRADESH. The branch's IFSC code INDB0000823 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, INDB0000823 is the IFSC of Indusind Bank's ONE TOWN VIJAYAWADA branch. The format is fixed: INDB = bank code, 0 = reserved, 000823 = branch identifier.

About the bank

Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its One Town Vijayawada branch in Vijayawada, Andhra Pradesh is part of this network and uses the IFSC code INDB0000823 for all electronic settlement.

One Town Vijayawada branch overview

Located at GRD FLR VENKATA SATYA SAI COMPLEX 11 25 37 VINNAKOTAVARI CHOWK ONE TOWN KT RD VIJAYAWADA 520001 AP, the One Town Vijayawada branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0000823 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's ONE TOWN VIJAYAWADA branch came to be assigned the code INDB0000823.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000823, money simply cannot be routed to the ONE TOWN VIJAYAWADA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the One Town Vijayawada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000823 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC INDB0000823

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000823 across all three.

How to use IFSC INDB0000823 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's ONE TOWN VIJAYAWADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0000823.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as ONE TOWN VIJAYAWADA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ONE TOWN VIJAYAWADA

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's ONE TOWN VIJAYAWADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000823 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank ONE TOWN VIJAYAWADA (IFSC INDB0000823)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000823 in your mobile or internet banking app, and the money is credited to the ONE TOWN VIJAYAWADA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0000823 for Indusind Bank – ONE TOWN VIJAYAWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the One Town Vijayawada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's ONE TOWN VIJAYAWADA branch, the IFSC INDB0000823 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the One Town Vijayawada branch

Once you have an account at Indusind Bank – ONE TOWN VIJAYAWADA, the IFSC INDB0000823 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The One Town Vijayawada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 866-2568416.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000823

Online banking and IFSC INDB0000823

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the ONE TOWN VIJAYAWADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000823 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the One Town Vijayawada branch

The branch is located at GRD FLR VENKATA SATYA SAI COMPLEX 11 25 37 VINNAKOTAVARI CHOWK ONE TOWN KT RD VIJAYAWADA 520001 AP, which puts it inside Vijayawada, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Indusind Bank One Town Vijayawada branch” — the verified location pin for IFSC INDB0000823 should appear at the top of the results.
2. Confirm the branch is open by calling 866-2568416 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000823 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – ONE TOWN VIJAYAWADA:

• The IFSC is exactly INDB0000823 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and ONE TOWN VIJAYAWADA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at One Town Vijayawada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000823 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0000823 for Indusind Bank – ONE TOWN VIJAYAWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0000823 belongs to Indusind Bank's ONE TOWN VIJAYAWADA branch, located at GRD FLR VENKATA SATYA SAI COMPLEX 11 25 37 VINNAKOTAVARI CHOWK ONE TOWN KT RD… in VIJAYAWADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.