If you are searching for the IFSC code of Indusind Bank, VERAVAL branch in VERAVAL, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is INDB0001855. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VERAVAL branch, and detailed step-by-step guides for using the IFSC INDB0001855 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001855 is the IFSC of Indusind Bank's VERAVAL branch. The format is fixed: INDB = bank code, 0 = reserved, 001855 = branch identifier.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Veraval branch in Veraval. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001855.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Veraval |
| IFSC Code | INDB0001855 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VINAYAK PLAZA-1,OPP PUBLIC GARDEN,VERAVAL |
| City | Veraval |
| District | Gir Somnath |
| State | Gujarat |
| STD Code | 2876 |
| Phone | 9586271717 |
About this branch
The branch is located at VINAYAK PLAZA-1,OPP PUBLIC GARDEN,VERAVAL. It serves the Veraval region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001855 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's VERAVAL branch came to be assigned the code INDB0001855.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001855, money simply cannot be routed to the VERAVAL branch electronically.
Products and account variants supported
Every account opened at the Veraval branch is mapped to IFSC INDB0001855 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001855.
Banking services available
The Veraval branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2876-9586271717.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001855
How to transfer money using IFSC INDB0001855
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001855 across all three.
NEFT to Indusind Bank, VERAVAL using IFSC INDB0001855
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001855, and confirm that the system picks up Indusind Bank – VERAVAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VERAVAL
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's VERAVAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001855 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – VERAVAL, use IMPS. With IFSC INDB0001855 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001855 for Indusind Bank – VERAVAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001855 | Yes – INDB0001855 | Yes – INDB0001855 |
For most retail customers crediting the Veraval branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001855
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – VERAVAL is still mapped to IFSC INDB0001855. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001855 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Veraval branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001855 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001855 and the account number together uniquely identify the Veraval branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – VERAVAL:
- The IFSC is exactly INDB0001855 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and VERAVAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Veraval branch sits at VINAYAK PLAZA-1,OPP PUBLIC GARDEN,VERAVAL. If you are travelling from outside Veraval, search for the branch on a maps application using the bank name and locality, or call 2876-9586271717 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001855 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001855 for Indusind Bank – VERAVAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Veraval are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001855 continue to work without interruption.
Branch address & contact
Indusind BankVeraval Branch
VINAYAK PLAZA-1,OPP PUBLIC GARDEN,VERAVAL
Veraval, Gujarat
Phone: 2876-9586271717
IFSC: INDB0001855
Frequently asked questions
How quickly will an NEFT transfer using INDB0001855 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Veraval reflect within 30 minutes.
Is IFSC INDB0001855 the same for all accounts at Veraval branch?
Yes. The IFSC INDB0001855 is shared by every account held at Indusind Bank's Veraval branch. Only the account number changes from customer to customer.
Is IFSC INDB0001855 valid for NEFT and RTGS?
Yes. IFSC INDB0001855 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Veraval branch but serve different purposes.
What is the IFSC code of Indusind Bank Veraval branch?
The IFSC code of Indusind Bank, Veraval branch is INDB0001855. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indusind Bank Veraval as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001855, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code INDB0001855 belongs to Indusind Bank's VERAVAL branch, located at VINAYAK PLAZA-1,OPP PUBLIC GARDEN,VERAVAL in VERAVAL, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
