Use this page as a one-stop reference for everything related to Indusind Bank's WAGHLE ESTATE, THANE branch in THANE, MAHARASHTRA. The branch's IFSC code INDB0001391 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's WAGHLE ESTATE, THANE branch, the IFSC INDB0001391 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001391 identifies this particular branch.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Waghle Estate, Thane branch in Thane, Maharashtra is part of this network and uses the IFSC code INDB0001391 for all electronic settlement.
About the Waghle Estate, Thane branch
The Waghle Estate, Thane branch of Indusind Bank is situated at UNIT NO 2 AND 3 IN THE BUILDING KNOWN AS ODYSSEY IT PARK BEHIND OLD PASSPORT OFFICE PLOT NO A123 A124 AND A299 ROAD NO 9 AMBIKA NAGAR THANE 400604. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001391 is used.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Waghle Estate, Thane |
| IFSC Code | INDB0001391 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UNIT NO 2 AND 3 IN THE BUILDING KNOWN AS ODYSSEY IT PARK BEHIND OLD PASSPORT OFFICE PLOT NO A123 A124 AND A299 ROAD NO 9 AMBIKA NAGAR THANE 400604 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 25830126 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's WAGHLE ESTATE, THANE branch came to be assigned the code INDB0001391.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001391, money simply cannot be routed to the WAGHLE ESTATE, THANE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001391 and the account number together uniquely identify the Waghle Estate, Thane branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0001391
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001391 across all three.
How to use IFSC INDB0001391 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's WAGHLE ESTATE, THANE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001391.
- Confirm the bank name auto-populates as Indusind Bank and the branch as WAGHLE ESTATE, THANE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to WAGHLE ESTATE, THANE
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's WAGHLE ESTATE, THANE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001391 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank WAGHLE ESTATE, THANE (IFSC INDB0001391)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001391 in your mobile or internet banking app, and the money is credited to the WAGHLE ESTATE, THANE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001391 for Indusind Bank – WAGHLE ESTATE, THANE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001391 | Yes – INDB0001391 | Yes – INDB0001391 |
For most retail customers crediting the Waghle Estate, Thane branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's WAGHLE ESTATE, THANE branch, the IFSC INDB0001391 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Waghle Estate, Thane branch is mapped to IFSC INDB0001391 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001391.
Banking services available
The Waghle Estate, Thane branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-25830126.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001391
Online banking and IFSC INDB0001391
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the WAGHLE ESTATE, THANE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001391 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Waghle Estate, Thane branch
The branch is located at UNIT NO 2 AND 3 IN THE BUILDING KNOWN AS ODYSSEY IT PARK BEHIND OLD PASSPORT OFFICE PLOT NO A123 A124 AND A299 ROAD NO 9 AMBIKA NAGAR THANE 400604, which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Waghle Estate, Thane branch” — the verified location pin for IFSC INDB0001391 should appear at the top of the results.
- Confirm the branch is open by calling 22-25830126 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001391 and your account number.
Common mistakes to avoid when using IFSC INDB0001391
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – WAGHLE ESTATE, THANE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001391. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Waghle Estate, Thane are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001391 continue to work without interruption.
Verifying IFSC INDB0001391 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001391 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-25830126.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankWaghle Estate, Thane Branch
UNIT NO 2 AND 3 IN THE BUILDING KNOWN AS ODYSSEY IT PARK BEHIND OLD PASSPORT OFFICE PLOT NO A123 A124 AND A299 ROAD NO 9 AMBIKA NAGAR THANE 400604
Thane, Maharashtra
Phone: 22-25830126
IFSC: INDB0001391
Frequently asked questions
Is IFSC INDB0001391 valid for NEFT and RTGS?
Yes. IFSC INDB0001391 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC INDB0001391 the same for all accounts at Waghle Estate, Thane branch?
Yes. The IFSC INDB0001391 is shared by every account held at Indusind Bank's Waghle Estate, Thane branch. Only the account number changes from customer to customer.
Can I use IFSC INDB0001391 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001391 to send funds instantly.
What is the phone number of Indusind Bank Waghle Estate, Thane branch?
You can reach the branch at 22-25830126 during regular banking hours.
Does Indusind Bank Waghle Estate, Thane branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-25830126 to confirm.
How do I add Indusind Bank Waghle Estate, Thane as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001391, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using INDB0001391 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Waghle Estate, Thane reflect within 30 minutes.
Final notes
To recap: INDB0001391 is the IFSC code of Indusind Bank, WAGHLE ESTATE, THANE branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
