If you are searching for the IFSC code of Indusind Bank, HARI STREET SRINAGAR branch in SRINAGAR, JAMMU AND KASHMIR, this page has every detail you need. The verified IFSC code for this branch is INDB0001980. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HARI STREET SRINAGAR branch, and detailed step-by-step guides for using the IFSC INDB0001980 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's HARI STREET SRINAGAR branch, the IFSC INDB0001980 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001980 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Hari Street Srinagar |
| IFSC Code | INDB0001980 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PANZOO COMPLEX HARI SINGH HIGH STREET SRINAGAR UT OF JAMMU KASHMIR PIN 190001 |
| City | Srinagar |
| District | Srinagar |
| State | Jammu and Kashmir |
| STD Code | 1942 |
| Phone | 9796786003 |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hari Street Srinagar branch in Srinagar, Jammu and Kashmir is part of this network and uses the IFSC code INDB0001980 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR PANZOO COMPLEX HARI SINGH HIGH STREET SRINAGAR UT OF JAMMU KASHMIR PIN 190001. It serves the Srinagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001980 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARI STREET SRINAGAR of Indusind Bank — its own 11-character IFSC. The code INDB0001980 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001980 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0001980
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001980 across all three.
How to use IFSC INDB0001980 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's HARI STREET SRINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001980.
- Confirm the bank name auto-populates as Indusind Bank and the branch as HARI STREET SRINAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0001980
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – HARI STREET SRINAGAR, ensure your bank's portal accepts IFSC INDB0001980 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank HARI STREET SRINAGAR (IFSC INDB0001980)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001980 in your mobile or internet banking app, and the money is credited to the HARI STREET SRINAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001980 for Indusind Bank – HARI STREET SRINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001980 | Yes – INDB0001980 | Yes – INDB0001980 |
For most retail customers crediting the Hari Street Srinagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's HARI STREET SRINAGAR branch, the IFSC INDB0001980 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Hari Street Srinagar branch
Once you have an account at Indusind Bank – HARI STREET SRINAGAR, the IFSC INDB0001980 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Hari Street Srinagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1942-9796786003.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001980
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001980 and the account number together uniquely identify the Hari Street Srinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Hari Street Srinagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001980 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – HARI STREET SRINAGAR:
- The IFSC is exactly INDB0001980 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and HARI STREET SRINAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Hari Street Srinagar branch sits at GROUND FLOOR PANZOO COMPLEX HARI SINGH HIGH STREET SRINAGAR UT OF JAMMU KASHMIR PIN 190001. If you are travelling from outside Srinagar, search for the branch on a maps application using the bank name and locality, or call 1942-9796786003 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001980 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001980 for Indusind Bank – HARI STREET SRINAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Hari Street Srinagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001980 continue to work without interruption.
Branch address & contact
Indusind BankHari Street Srinagar Branch
GROUND FLOOR PANZOO COMPLEX HARI SINGH HIGH STREET SRINAGAR UT OF JAMMU KASHMIR PIN 190001
Srinagar, Jammu and Kashmir
Phone: 1942-9796786003
IFSC: INDB0001980
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hari Street Srinagar branch but serve different purposes.
Does Indusind Bank Hari Street Srinagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1942-9796786003 to confirm.
How do I add Indusind Bank Hari Street Srinagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001980, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0001980 the same for all accounts at Hari Street Srinagar branch?
Yes. The IFSC INDB0001980 is shared by every account held at Indusind Bank's Hari Street Srinagar branch. Only the account number changes from customer to customer.
What is the phone number of Indusind Bank Hari Street Srinagar branch?
You can reach the branch at 1942-9796786003 during regular banking hours.
How quickly will an NEFT transfer using INDB0001980 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Hari Street Srinagar reflect within 30 minutes.
Final notes
To recap: INDB0001980 is the IFSC code of Indusind Bank, HARI STREET SRINAGAR branch, in SRINAGAR, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
