IFSC Code of Indusind Bank, Sevoke Road Siliguri Branch, West Bengal

If you are searching for the IFSC code of Indusind Bank, SEVOKE ROAD SILIGURI branch in SILIGURI, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is INDB0001042. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SEVOKE ROAD SILIGURI branch, and detailed step-by-step guides for using the IFSC INDB0001042 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indusind Bank's SEVOKE ROAD SILIGURI branch, the IFSC INDB0001042 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001042 identifies this particular branch.

About Indusind Bank

Indusind Bank operates a wide network of branches across India, including the Sevoke Road Siliguri branch in Siliguri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001042.

Sevoke Road Siliguri branch overview

Located at BALAJI ARCADE OPP P C MITTAL BUS STAND 2ND MILE SEVOKE ROAD SILIGURI 734001 WEST BENGAL, the Sevoke Road Siliguri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0001042 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SEVOKE ROAD SILIGURI branch came to be assigned the code INDB0001042.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001042, money simply cannot be routed to the SEVOKE ROAD SILIGURI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001042 and the account number together uniquely identify the Sevoke Road Siliguri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC INDB0001042

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001042 across all three.

How to use IFSC INDB0001042 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's SEVOKE ROAD SILIGURI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0001042.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as SEVOKE ROAD SILIGURI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SEVOKE ROAD SILIGURI

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SEVOKE ROAD SILIGURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001042 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank SEVOKE ROAD SILIGURI (IFSC INDB0001042)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001042 in your mobile or internet banking app, and the money is credited to the SEVOKE ROAD SILIGURI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0001042 for Indusind Bank – SEVOKE ROAD SILIGURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sevoke Road Siliguri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC INDB0001042

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – SEVOKE ROAD SILIGURI is still mapped to IFSC INDB0001042. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001042 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sevoke Road Siliguri branch is mapped to IFSC INDB0001042 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0001042.

Products and services

Customers walking into the Sevoke Road Siliguri branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0001042

Online banking and IFSC INDB0001042

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SEVOKE ROAD SILIGURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001042 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sevoke Road Siliguri branch sits at BALAJI ARCADE OPP P C MITTAL BUS STAND 2ND MILE SEVOKE ROAD SILIGURI 734001 WEST BENGAL. If you are travelling from outside Siliguri, search for the branch on a maps application using the bank name and locality, or call 353-2540869 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001042 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SEVOKE ROAD SILIGURI:

• The IFSC is exactly INDB0001042 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and SEVOKE ROAD SILIGURI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Sevoke Road Siliguri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001042 continue to work without interruption.

Verifying IFSC INDB0001042 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001042 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 353-2540869.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0001042 belongs to Indusind Bank's SEVOKE ROAD SILIGURI branch, located at BALAJI ARCADE OPP P C MITTAL BUS STAND 2ND MILE SEVOKE ROAD SILIGURI 734001… in SILIGURI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.