IFSC Code of Indusind Bank, Shopian Branch, Jammu and Kashmir

Use this page as a one-stop reference for everything related to Indusind Bank's SHOPIAN branch in SHUPIYAN, JAMMU AND KASHMIR. The branch's IFSC code INDB0001948 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – SHOPIAN is INDB0001948. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001948 map to this branch in SHUPIYAN, JAMMU AND KASHMIR.

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shopian branch — IFSC INDB0001948 — extends the bank's services to customers in and around Shupiyan, Jammu and Kashmir.

Branch details at a glance

About the Shopian branch

The Shopian branch of Indusind Bank is situated at GROUND AND FIRST FLOOR MAIN CHAURAHA OPP TAK MASJID MAIN MARKET SHOPIAN JAMMU & KASHMIR SHOPIAN UT JAMMU AND KASHMIR PIN 192303. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001948 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SHOPIAN branch came to be assigned the code INDB0001948.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001948, money simply cannot be routed to the SHOPIAN branch electronically.

Products and account variants supported

Every account opened at the Shopian branch is mapped to IFSC INDB0001948 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0001948.

Products and services

Customers walking into the Shopian branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0001948

How to transfer money using IFSC INDB0001948

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001948 across all three.

NEFT to Indusind Bank, SHOPIAN using IFSC INDB0001948

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001948, and confirm that the system picks up Indusind Bank – SHOPIAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHOPIAN

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SHOPIAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001948 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank SHOPIAN (IFSC INDB0001948)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001948 in your mobile or internet banking app, and the money is credited to the SHOPIAN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0001948 for Indusind Bank – SHOPIAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shopian branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC INDB0001948

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – SHOPIAN is still mapped to IFSC INDB0001948. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001948 and the beneficiary's account number to complete the transfer.

Online banking and IFSC INDB0001948

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SHOPIAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001948 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Shopian branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001948 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SHOPIAN:

• The IFSC is exactly INDB0001948 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and SHOPIAN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shopian branch sits at GROUND AND FIRST FLOOR MAIN CHAURAHA OPP TAK MASJID MAIN MARKET SHOPIAN JAMMU & KASHMIR SHOPIAN UT JAMMU AND KASHMIR PIN 192303. If you are travelling from outside Shupiyan, search for the branch on a maps application using the bank name and locality, or call 1933-8493866687 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001948 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0001948 for Indusind Bank – SHOPIAN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shopian are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001948 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: INDB0001948 is the IFSC code of Indusind Bank, SHOPIAN branch, in SHUPIYAN, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.