Below are the complete branch details for Indusind Bank, SANJAULI branch, located in SHIMLA, HIMACHAL PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001432. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001432 for Indusind Bank – SANJAULI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – SANJAULI is INDB0001432. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001432 map to this branch in SHIMLA, HIMACHAL PRADESH.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Sanjauli |
| IFSC Code | INDB0001432 |
| MICR Code | Refer to cheque leaf |
| Branch Address | INDUSIND BANK LTD THIRD FLOOR KUTHIALA HOUSE KHEWAT NO 185 KHATAUNI NO 205 KHASRA NOS 871 872 AND 873 SANJAULI PO SANJAULI DIST SHIMLA 171006 |
| City | Shimla |
| District | Shimla |
| State | Himachal Pradesh |
| STD Code | 177 |
| Phone | 9736377700 |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sanjauli branch — IFSC INDB0001432 — extends the bank's services to customers in and around Shimla, Himachal Pradesh.
About the Sanjauli branch
The Sanjauli branch of Indusind Bank is situated at INDUSIND BANK LTD THIRD FLOOR KUTHIALA HOUSE KHEWAT NO 185 KHATAUNI NO 205 KHASRA NOS 871 872 AND 873 SANJAULI PO SANJAULI DIST SHIMLA 171006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001432 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANJAULI of Indusind Bank — its own 11-character IFSC. The code INDB0001432 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001432 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0001432
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001432 across all three.
NEFT to Indusind Bank, SANJAULI using IFSC INDB0001432
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001432, and confirm that the system picks up Indusind Bank – SANJAULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0001432
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – SANJAULI, ensure your bank's portal accepts IFSC INDB0001432 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – SANJAULI, use IMPS. With IFSC INDB0001432 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001432 for Indusind Bank – SANJAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001432 | Yes – INDB0001432 | Yes – INDB0001432 |
For most retail customers crediting the Sanjauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's SANJAULI branch, the IFSC INDB0001432 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sanjauli branch is mapped to IFSC INDB0001432 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001432.
Products and services
Customers walking into the Sanjauli branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001432
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001432 and the account number together uniquely identify the Sanjauli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Sanjauli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001432 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC INDB0001432
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – SANJAULI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001432. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sanjauli branch
The branch is located at INDUSIND BANK LTD THIRD FLOOR KUTHIALA HOUSE KHEWAT NO 185 KHATAUNI NO 205 KHASRA NOS 871 872 AND 873 SANJAULI PO SANJAULI DIST SHIMLA 171006, which puts it inside Shimla, the broader Shimla district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Sanjauli branch” — the verified location pin for IFSC INDB0001432 should appear at the top of the results.
- Confirm the branch is open by calling 177-9736377700 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001432 and your account number.
Verifying IFSC INDB0001432 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001432 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 177-9736377700.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sanjauli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001432, however, work 24x7.
Branch address & contact
Indusind BankSanjauli Branch
INDUSIND BANK LTD THIRD FLOOR KUTHIALA HOUSE KHEWAT NO 185 KHATAUNI NO 205 KHASRA NOS 871 872 AND 873 SANJAULI PO SANJAULI DIST SHIMLA 171006
Shimla, Himachal Pradesh
Phone: 177-9736377700
IFSC: INDB0001432
Frequently asked questions
What is the phone number of Indusind Bank Sanjauli branch?
You can reach the branch at 177-9736377700 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sanjauli branch but serve different purposes.
Where is Indusind Bank Sanjauli branch located?
Indusind Bank's Sanjauli branch is located at INDUSIND BANK LTD THIRD FLOOR KUTHIALA HOUSE KHEWAT NO 185 KHATAUNI NO 205 KHASRA NOS 871 872 AND 873 SANJAULI PO SANJAULI DIST SHIMLA 171006, Shimla, Himachal Pradesh.
Does Indusind Bank Sanjauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 177-9736377700 to confirm.
What is the IFSC code of Indusind Bank Sanjauli branch?
The IFSC code of Indusind Bank, Sanjauli branch is INDB0001432. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using INDB0001432 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Sanjauli reflect within 30 minutes.
Can I use IFSC INDB0001432 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001432 to send funds instantly.
Summary
The IFSC code INDB0001432 belongs to Indusind Bank's SANJAULI branch, located at INDUSIND BANK LTD THIRD FLOOR KUTHIALA HOUSE KHEWAT NO 185 KHATAUNI NO 205… in SHIMLA, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
