Use this page as a one-stop reference for everything related to Indusind Bank's ROHRU branch in SHIMLA, HIMACHAL PRADESH. The branch's IFSC code INDB0002346 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's ROHRU branch, the IFSC INDB0002346 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 002346 identifies this particular branch.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Rohru branch in Shimla. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0002346.
Rohru branch overview
Located at FIRST FLOOR ADITYA BHAGWAN HOUSE NEAR MAGISTRATE CUM JUDICIAL COMPLEX SHIMLA HIMACHAL PRADESH, the Rohru branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0002346 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Rohru |
| IFSC Code | INDB0002346 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR ADITYA BHAGWAN HOUSE NEAR MAGISTRATE CUM JUDICIAL COMPLEX SHIMLA HIMACHAL PRADESH |
| City | Shimla |
| District | Shimla |
| State | Himachal Pradesh |
| STD Code | 1781 |
| Phone | 292132 |
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ROHRU of Indusind Bank — its own 11-character IFSC. The code INDB0002346 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0002346 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002346 and the account number together uniquely identify the Rohru branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0002346
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002346 across all three.
NEFT to Indusind Bank, ROHRU using IFSC INDB0002346
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0002346, and confirm that the system picks up Indusind Bank – ROHRU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0002346
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – ROHRU, ensure your bank's portal accepts IFSC INDB0002346 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank ROHRU (IFSC INDB0002346)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0002346 in your mobile or internet banking app, and the money is credited to the ROHRU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0002346 for Indusind Bank – ROHRU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0002346 | Yes – INDB0002346 | Yes – INDB0002346 |
For most retail customers crediting the Rohru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's ROHRU branch, the IFSC INDB0002346 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rohru branch is mapped to IFSC INDB0002346 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002346.
Banking services available
The Rohru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1781-292132.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002346
Online banking and IFSC INDB0002346
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the ROHRU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002346 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Rohru branch
The branch is located at FIRST FLOOR ADITYA BHAGWAN HOUSE NEAR MAGISTRATE CUM JUDICIAL COMPLEX SHIMLA HIMACHAL PRADESH, which puts it inside Shimla, the broader Shimla district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Rohru branch” — the verified location pin for IFSC INDB0002346 should appear at the top of the results.
- Confirm the branch is open by calling 1781-292132 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002346 and your account number.
Common mistakes to avoid when using IFSC INDB0002346
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – ROHRU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0002346. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Rohru are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0002346 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0002346 for Indusind Bank – ROHRU, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indusind BankRohru Branch
FIRST FLOOR ADITYA BHAGWAN HOUSE NEAR MAGISTRATE CUM JUDICIAL COMPLEX SHIMLA HIMACHAL PRADESH
Shimla, Himachal Pradesh
Phone: 1781-292132
IFSC: INDB0002346
Frequently asked questions
Can I use IFSC INDB0002346 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0002346 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rohru branch but serve different purposes.
Where is Indusind Bank Rohru branch located?
Indusind Bank's Rohru branch is located at FIRST FLOOR ADITYA BHAGWAN HOUSE NEAR MAGISTRATE CUM JUDICIAL COMPLEX SHIMLA HIMACHAL PRADESH, Shimla, Himachal Pradesh.
How do I add Indusind Bank Rohru as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0002346, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0002346 valid for NEFT and RTGS?
Yes. IFSC INDB0002346 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC INDB0002346 the same for all accounts at Rohru branch?
Yes. The IFSC INDB0002346 is shared by every account held at Indusind Bank's Rohru branch. Only the account number changes from customer to customer.
Final notes
To recap: INDB0002346 is the IFSC code of Indusind Bank, ROHRU branch, in SHIMLA, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
