If you are searching for the IFSC code of Indusind Bank, SAIFAI branch in SAIFAI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is INDB0000459. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAIFAI branch, and detailed step-by-step guides for using the IFSC INDB0000459 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's SAIFAI branch, the IFSC INDB0000459 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000459 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Saifai |
| IFSC Code | INDB0000459 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AT KHASRA NO 292, OPP. HOSPITAL, PGI ROAD, SAIFAI- 206130 (DIST ETAWAH, U.P). |
| City | Saifai |
| District | Etawah |
| State | Uttar Pradesh |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Saifai branch in Saifai, Uttar Pradesh is part of this network and uses the IFSC code INDB0000459 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR AT KHASRA NO 292, OPP. HOSPITAL, PGI ROAD, SAIFAI- 206130 (DIST ETAWAH, U.P).. It serves the Saifai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000459 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SAIFAI branch came to be assigned the code INDB0000459.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000459, money simply cannot be routed to the SAIFAI branch electronically.
How to transfer money using IFSC INDB0000459
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000459 across all three.
How to use IFSC INDB0000459 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's SAIFAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0000459.
- Confirm the bank name auto-populates as Indusind Bank and the branch as SAIFAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SAIFAI
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SAIFAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000459 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank SAIFAI (IFSC INDB0000459)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000459 in your mobile or internet banking app, and the money is credited to the SAIFAI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Saifai
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0000459:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAIFAI is still linked to IFSC INDB0000459.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC INDB0000459
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – SAIFAI is still mapped to IFSC INDB0000459. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000459 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Saifai branch is mapped to IFSC INDB0000459 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000459.
Banking services available
The Saifai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000459
MICR & cheque-truncation details
Cheques drawn on the Saifai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000459 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Saifai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000459 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC INDB0000459
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – SAIFAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000459. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Saifai branch sits at GROUND FLOOR AT KHASRA NO 292, OPP. HOSPITAL, PGI ROAD, SAIFAI- 206130 (DIST ETAWAH, U.P).. If you are travelling from outside Saifai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000459 and your account number.
Verifying IFSC INDB0000459 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000459 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Saifai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0000459, however, work 24x7.
Branch address & contact
Indusind BankSaifai Branch
GROUND FLOOR AT KHASRA NO 292, OPP. HOSPITAL, PGI ROAD, SAIFAI- 206130 (DIST ETAWAH, U.P).
Saifai, Uttar Pradesh
Phone: the branch contact number
IFSC: INDB0000459
Frequently asked questions
What is the IFSC code of Indusind Bank Saifai branch?
The IFSC code of Indusind Bank, Saifai branch is INDB0000459. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indusind Bank Saifai branch located?
Indusind Bank's Saifai branch is located at GROUND FLOOR AT KHASRA NO 292, OPP. HOSPITAL, PGI ROAD, SAIFAI- 206130 (DIST ETAWAH, U.P)., Saifai, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Saifai branch but serve different purposes.
Can I use IFSC INDB0000459 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000459 to send funds instantly.
Is IFSC INDB0000459 valid for NEFT and RTGS?
Yes. IFSC INDB0000459 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indusind Bank Saifai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000459, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indusind Bank Saifai branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code INDB0000459 belongs to Indusind Bank's SAIFAI branch, located at GROUND FLOOR AT KHASRA NO 292, OPP. HOSPITAL, PGI ROAD, SAIFAI- 206130 (DIST … in SAIFAI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
