Use this page as a one-stop reference for everything related to Indusind Bank's LANJA branch in RATNAGIRI, MAHARASHTRA. The branch's IFSC code INDB0001456 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001456 is the IFSC of Indusind Bank's LANJA branch. The format is fixed: INDB = bank code, 0 = reserved, 001456 = branch identifier.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Lanja |
| IFSC Code | INDB0001456 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO G 1A G 1B PANDURANG PLAZA SATWALI ROAD LANJA RATNAGIRI 416701 |
| City | Ratnagiri |
| District | Ratnagiri |
| State | Maharashtra |
| STD Code | 2351 |
| Phone | 230102 |
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Lanja branch in Ratnagiri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001456.
About this branch
The branch is located at SHOP NO G 1A G 1B PANDURANG PLAZA SATWALI ROAD LANJA RATNAGIRI 416701. It serves the Ratnagiri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001456 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's LANJA branch came to be assigned the code INDB0001456.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001456, money simply cannot be routed to the LANJA branch electronically.
How to transfer money using IFSC INDB0001456
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001456 across all three.
How to use IFSC INDB0001456 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's LANJA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001456.
- Confirm the bank name auto-populates as Indusind Bank and the branch as LANJA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0001456
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – LANJA, ensure your bank's portal accepts IFSC INDB0001456 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – LANJA, use IMPS. With IFSC INDB0001456 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001456 for Indusind Bank – LANJA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001456 | Yes – INDB0001456 | Yes – INDB0001456 |
For most retail customers crediting the Lanja branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's LANJA branch, the IFSC INDB0001456 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Lanja branch
Once you have an account at Indusind Bank – LANJA, the IFSC INDB0001456 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Lanja branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2351-230102.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001456
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001456 and the account number together uniquely identify the Lanja branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0001456
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the LANJA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001456 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – LANJA:
- The IFSC is exactly INDB0001456 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and LANJA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Lanja branch sits at SHOP NO G 1A G 1B PANDURANG PLAZA SATWALI ROAD LANJA RATNAGIRI 416701. If you are travelling from outside Ratnagiri, search for the branch on a maps application using the bank name and locality, or call 2351-230102 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001456 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001456 for Indusind Bank – LANJA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Lanja are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001456 continue to work without interruption.
Branch address & contact
Indusind BankLanja Branch
SHOP NO G 1A G 1B PANDURANG PLAZA SATWALI ROAD LANJA RATNAGIRI 416701
Ratnagiri, Maharashtra
Phone: 2351-230102
IFSC: INDB0001456
Frequently asked questions
What is the IFSC code of Indusind Bank Lanja branch?
The IFSC code of Indusind Bank, Lanja branch is INDB0001456. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using INDB0001456 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Lanja reflect within 30 minutes.
How do I add Indusind Bank Lanja as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001456, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0001456 valid for NEFT and RTGS?
Yes. IFSC INDB0001456 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Lanja branch?
You can reach the branch at 2351-230102 during regular banking hours.
Can I use IFSC INDB0001456 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001456 to send funds instantly.
Where is Indusind Bank Lanja branch located?
Indusind Bank's Lanja branch is located at SHOP NO G 1A G 1B PANDURANG PLAZA SATWALI ROAD LANJA RATNAGIRI 416701, Ratnagiri, Maharashtra.
Is IFSC INDB0001456 the same for all accounts at Lanja branch?
Yes. The IFSC INDB0001456 is shared by every account held at Indusind Bank's Lanja branch. Only the account number changes from customer to customer.
Summary
The IFSC code INDB0001456 belongs to Indusind Bank's LANJA branch, located at SHOP NO G 1A G 1B PANDURANG PLAZA SATWALI ROAD LANJA RATNAGIRI 416701 in RATNAGIRI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
