IFSC Code of Indusind Bank, Bangalore City Coop Bankram Branch, Karnataka

Use this page as a one-stop reference for everything related to Indusind Bank's BANGALORE CITY COOP BANKRAM branch in RAMANAGARA, KARNATAKA. The branch's IFSC code INDB0BCCBR1 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, INDB0BCCBR1 is the IFSC of Indusind Bank's BANGALORE CITY COOP BANKRAM branch. The format is fixed: INDB = bank code, 0 = reserved, BCCBR1 = branch identifier.

About Indusind Bank

Indusind Bank operates a wide network of branches across India, including the Bangalore City Coop Bankram branch in Ramanagara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0BCCBR1.

About this branch

The branch is located at NO1363 2058 FLOOR OPP RAMANAGAR BUS STAND B M ROAD RAMANAGAR TOWN RAMANAGAR. It serves the Ramanagara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0BCCBR1 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's BANGALORE CITY COOP BANKRAM branch came to be assigned the code INDB0BCCBR1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0BCCBR1, money simply cannot be routed to the BANGALORE CITY COOP BANKRAM branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0BCCBR1 and the account number together uniquely identify the Bangalore City Coop Bankram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC INDB0BCCBR1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0BCCBR1 across all three.

How to use IFSC INDB0BCCBR1 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's BANGALORE CITY COOP BANKRAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0BCCBR1.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as BANGALORE CITY COOP BANKRAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BANGALORE CITY COOP BANKRAM

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BANGALORE CITY COOP BANKRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0BCCBR1 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indusind Bank – BANGALORE CITY COOP BANKRAM, use IMPS. With IFSC INDB0BCCBR1 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bangalore City Coop Bankram

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0BCCBR1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANGALORE CITY COOP BANKRAM is still linked to IFSC INDB0BCCBR1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC INDB0BCCBR1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – BANGALORE CITY COOP BANKRAM is still mapped to IFSC INDB0BCCBR1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0BCCBR1 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bangalore City Coop Bankram branch

Once you have an account at Indusind Bank – BANGALORE CITY COOP BANKRAM, the IFSC INDB0BCCBR1 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bangalore City Coop Bankram branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0BCCBR1

Online banking and IFSC INDB0BCCBR1

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the BANGALORE CITY COOP BANKRAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0BCCBR1 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Bangalore City Coop Bankram branch

The branch is located at NO1363 2058 FLOOR OPP RAMANAGAR BUS STAND B M ROAD RAMANAGAR TOWN RAMANAGAR, which puts it inside Ramanagara, the broader Ramanagara district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Indusind Bank Bangalore City Coop Bankram branch” — the verified location pin for IFSC INDB0BCCBR1 should appear at the top of the results.
2. Confirm the branch is open by calling 9060540695 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0BCCBR1 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – BANGALORE CITY COOP BANKRAM:

• The IFSC is exactly INDB0BCCBR1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and BANGALORE CITY COOP BANKRAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Bangalore City Coop Bankram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0BCCBR1 continue to work without interruption.

Verifying IFSC INDB0BCCBR1 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0BCCBR1 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9060540695.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: INDB0BCCBR1 is the IFSC code of Indusind Bank, BANGALORE CITY COOP BANKRAM branch, in RAMANAGARA, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.