This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, GHOGAON branch in PALUS. The 11-digit IFSC INDB0000648 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the GHOGAON location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – GHOGAON is INDB0000648. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000648 map to this branch in PALUS, MAHARASHTRA.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Ghogaon branch in Palus. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0000648.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Ghogaon |
| IFSC Code | INDB0000648 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR VILLAGE GHOGAON TAL PALUS DIST SANGLI MAHARASHTRA 416309 |
| City | Palus |
| District | Sangli |
| State | Maharashtra |
| STD Code | 234 |
| Phone | 6278188 |
About this branch
The branch is located at GR FLR VILLAGE GHOGAON TAL PALUS DIST SANGLI MAHARASHTRA 416309. It serves the Palus region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000648 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's GHOGAON branch came to be assigned the code INDB0000648.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000648, money simply cannot be routed to the GHOGAON branch electronically.
Account types you can open at the Ghogaon branch
Once you have an account at Indusind Bank – GHOGAON, the IFSC INDB0000648 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ghogaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 234-6278188.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000648
How to transfer money using IFSC INDB0000648
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000648 across all three.
How to use IFSC INDB0000648 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's GHOGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0000648.
- Confirm the bank name auto-populates as Indusind Bank and the branch as GHOGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0000648
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – GHOGAON, ensure your bank's portal accepts IFSC INDB0000648 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – GHOGAON, use IMPS. With IFSC INDB0000648 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000648 for Indusind Bank – GHOGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000648 | Yes – INDB0000648 | Yes – INDB0000648 |
For most retail customers crediting the Ghogaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0000648
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – GHOGAON is still mapped to IFSC INDB0000648. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000648 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0000648
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the GHOGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000648 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Ghogaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000648 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC INDB0000648
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – GHOGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000648. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ghogaon branch sits at GR FLR VILLAGE GHOGAON TAL PALUS DIST SANGLI MAHARASHTRA 416309. If you are travelling from outside Palus, search for the branch on a maps application using the bank name and locality, or call 234-6278188 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000648 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000648 for Indusind Bank – GHOGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ghogaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0000648, however, work 24x7.
Branch address & contact
Indusind BankGhogaon Branch
GR FLR VILLAGE GHOGAON TAL PALUS DIST SANGLI MAHARASHTRA 416309
Palus, Maharashtra
Phone: 234-6278188
IFSC: INDB0000648
Frequently asked questions
Where is Indusind Bank Ghogaon branch located?
Indusind Bank's Ghogaon branch is located at GR FLR VILLAGE GHOGAON TAL PALUS DIST SANGLI MAHARASHTRA 416309, Palus, Maharashtra.
How quickly will an NEFT transfer using INDB0000648 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Ghogaon reflect within 30 minutes.
Is IFSC INDB0000648 valid for NEFT and RTGS?
Yes. IFSC INDB0000648 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indusind Bank Ghogaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000648, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ghogaon branch but serve different purposes.
Is IFSC INDB0000648 the same for all accounts at Ghogaon branch?
Yes. The IFSC INDB0000648 is shared by every account held at Indusind Bank's Ghogaon branch. Only the account number changes from customer to customer.
What is the phone number of Indusind Bank Ghogaon branch?
You can reach the branch at 234-6278188 during regular banking hours.
What is the IFSC code of Indusind Bank Ghogaon branch?
The IFSC code of Indusind Bank, Ghogaon branch is INDB0000648. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: INDB0000648 is the IFSC code of Indusind Bank, GHOGAON branch, in PALUS, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
