Below are the complete branch details for Indusind Bank, PAKUR branch, located in PAKAUR, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is INDB0000297. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0000297 for Indusind Bank – PAKUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – PAKUR is INDB0000297. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000297 map to this branch in PAKAUR, JHARKHAND.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Pakur branch in Pakaur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0000297.
About this branch
The branch is located at GROUND FLOOR,BHAGAT PARA, BELOW SAHARA OFFICE, OPP. PAKUR HEAD POST OFFICE, PAKUR-DUMKA MAIN ROAD, PAKUR, JHARKHAND 816 107. It serves the Pakaur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000297 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Pakur |
| IFSC Code | INDB0000297 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,BHAGAT PARA, BELOW SAHARA OFFICE, OPP. PAKUR HEAD POST OFFICE, PAKUR-DUMKA MAIN ROAD, PAKUR, JHARKHAND 816 107 |
| City | Pakaur |
| District | Pakur |
| State | Jharkhand |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's PAKUR branch came to be assigned the code INDB0000297.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000297, money simply cannot be routed to the PAKUR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000297 and the account number together uniquely identify the Pakur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0000297
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000297 across all three.
How to use IFSC INDB0000297 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's PAKUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0000297.
- Confirm the bank name auto-populates as Indusind Bank and the branch as PAKUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0000297
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – PAKUR, ensure your bank's portal accepts IFSC INDB0000297 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank PAKUR (IFSC INDB0000297)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000297 in your mobile or internet banking app, and the money is credited to the PAKUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pakur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0000297:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PAKUR is still linked to IFSC INDB0000297.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's PAKUR branch, the IFSC INDB0000297 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pakur branch is mapped to IFSC INDB0000297 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000297.
Products and services
Customers walking into the Pakur branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000297
Digital banking channels
Most day-to-day work that customers used to do at the Pakur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000297 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Pakur branch
The branch is located at GROUND FLOOR,BHAGAT PARA, BELOW SAHARA OFFICE, OPP. PAKUR HEAD POST OFFICE, PAKUR-DUMKA MAIN ROAD, PAKUR, JHARKHAND 816 107, which puts it inside Pakaur, the broader Pakur district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Pakur branch” — the verified location pin for IFSC INDB0000297 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000297 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – PAKUR:
- The IFSC is exactly INDB0000297 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and PAKUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pakur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0000297, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000297 for Indusind Bank – PAKUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indusind BankPakur Branch
GROUND FLOOR,BHAGAT PARA, BELOW SAHARA OFFICE, OPP. PAKUR HEAD POST OFFICE, PAKUR-DUMKA MAIN ROAD, PAKUR, JHARKHAND 816 107
Pakaur, Jharkhand
Phone: the branch contact number
IFSC: INDB0000297
Frequently asked questions
Is IFSC INDB0000297 the same for all accounts at Pakur branch?
Yes. The IFSC INDB0000297 is shared by every account held at Indusind Bank's Pakur branch. Only the account number changes from customer to customer.
How do I add Indusind Bank Pakur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000297, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indusind Bank Pakur branch?
The IFSC code of Indusind Bank, Pakur branch is INDB0000297. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indusind Bank Pakur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC INDB0000297 valid for NEFT and RTGS?
Yes. IFSC INDB0000297 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pakur branch but serve different purposes.
Where is Indusind Bank Pakur branch located?
Indusind Bank's Pakur branch is located at GROUND FLOOR,BHAGAT PARA, BELOW SAHARA OFFICE, OPP. PAKUR HEAD POST OFFICE, PAKUR-DUMKA MAIN ROAD, PAKUR, JHARKHAND 816 107, Pakaur, Jharkhand.
Can I use IFSC INDB0000297 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000297 to send funds instantly.
Summary
The IFSC code INDB0000297 belongs to Indusind Bank's PAKUR branch, located at GROUND FLOOR,BHAGAT PARA, BELOW SAHARA OFFICE, OPP. PAKUR HEAD POST OFFICE,… in PAKAUR, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
