Below are the complete branch details for Indusind Bank, ONGOLE branch, located in ONGOLE, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001892. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001892 for Indusind Bank – ONGOLE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's ONGOLE branch, the IFSC INDB0001892 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001892 identifies this particular branch.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ongole branch in Ongole, Andhra Pradesh is part of this network and uses the IFSC code INDB0001892 for all electronic settlement.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Ongole |
| IFSC Code | INDB0001892 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO 6 BLOCK NO 17 TS NO 684 685 KAMASASTRI STREET SANTHAPETA ONGOLE |
| City | Ongole |
| District | Prakasam |
| State | Andhra Pradesh |
| STD Code | 8592 |
| Phone | 224401 |
About the Ongole branch
The Ongole branch of Indusind Bank is situated at WARD NO 6 BLOCK NO 17 TS NO 684 685 KAMASASTRI STREET SANTHAPETA ONGOLE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001892 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's ONGOLE branch came to be assigned the code INDB0001892.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001892, money simply cannot be routed to the ONGOLE branch electronically.
Account types you can open at the Ongole branch
Once you have an account at Indusind Bank – ONGOLE, the IFSC INDB0001892 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ongole branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8592-224401.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001892
How to transfer money using IFSC INDB0001892
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001892 across all three.
NEFT to Indusind Bank, ONGOLE using IFSC INDB0001892
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001892, and confirm that the system picks up Indusind Bank – ONGOLE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0001892
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – ONGOLE, ensure your bank's portal accepts IFSC INDB0001892 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank ONGOLE (IFSC INDB0001892)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001892 in your mobile or internet banking app, and the money is credited to the ONGOLE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ongole
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0001892:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ONGOLE is still linked to IFSC INDB0001892.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC INDB0001892
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – ONGOLE is still mapped to IFSC INDB0001892. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001892 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0001892
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the ONGOLE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001892 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001892 and the account number together uniquely identify the Ongole branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – ONGOLE:
- The IFSC is exactly INDB0001892 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and ONGOLE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ongole branch
The branch is located at WARD NO 6 BLOCK NO 17 TS NO 684 685 KAMASASTRI STREET SANTHAPETA ONGOLE, which puts it inside Ongole, the broader Prakasam district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Ongole branch” — the verified location pin for IFSC INDB0001892 should appear at the top of the results.
- Confirm the branch is open by calling 8592-224401 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001892 and your account number.
Verifying IFSC INDB0001892 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001892 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8592-224401.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ongole branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001892, however, work 24x7.
Branch address & contact
Indusind BankOngole Branch
WARD NO 6 BLOCK NO 17 TS NO 684 685 KAMASASTRI STREET SANTHAPETA ONGOLE
Ongole, Andhra Pradesh
Phone: 8592-224401
IFSC: INDB0001892
Frequently asked questions
Does Indusind Bank Ongole branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8592-224401 to confirm.
Is IFSC INDB0001892 the same for all accounts at Ongole branch?
Yes. The IFSC INDB0001892 is shared by every account held at Indusind Bank's Ongole branch. Only the account number changes from customer to customer.
Is IFSC INDB0001892 valid for NEFT and RTGS?
Yes. IFSC INDB0001892 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Ongole branch?
You can reach the branch at 8592-224401 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ongole branch but serve different purposes.
How do I add Indusind Bank Ongole as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001892, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indusind Bank Ongole branch?
The IFSC code of Indusind Bank, Ongole branch is INDB0001892. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: INDB0001892 is the IFSC code of Indusind Bank, ONGOLE branch, in ONGOLE, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
