If you are searching for the IFSC code of Indusind Bank, NUMALIGARH branch in NUMALIGARH, ASSAM, this page has every detail you need. The verified IFSC code for this branch is INDB0000663. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NUMALIGARH branch, and detailed step-by-step guides for using the IFSC INDB0000663 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's NUMALIGARH branch, the IFSC INDB0000663 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000663 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Numaligarh |
| IFSC Code | INDB0000663 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLOOR NO 1 PONGKA GRANT BISHNUPUR VILLAGE NUMALIGHAR PO KANAIGHAT DIST GOLAGHAT ASSAM 785699 |
| City | Numaligarh |
| District | Golaghat |
| State | Assam |
| STD Code | 3776 |
| Phone | 265566 |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Numaligarh branch — IFSC INDB0000663 — extends the bank's services to customers in and around Numaligarh, Assam.
Numaligarh branch overview
Located at GR FLOOR NO 1 PONGKA GRANT BISHNUPUR VILLAGE NUMALIGHAR PO KANAIGHAT DIST GOLAGHAT ASSAM 785699, the Numaligarh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0000663 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's NUMALIGARH branch came to be assigned the code INDB0000663.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000663, money simply cannot be routed to the NUMALIGARH branch electronically.
How to transfer money using IFSC INDB0000663
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000663 across all three.
NEFT to Indusind Bank, NUMALIGARH using IFSC INDB0000663
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000663, and confirm that the system picks up Indusind Bank – NUMALIGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0000663
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – NUMALIGARH, ensure your bank's portal accepts IFSC INDB0000663 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank NUMALIGARH (IFSC INDB0000663)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000663 in your mobile or internet banking app, and the money is credited to the NUMALIGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000663 for Indusind Bank – NUMALIGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000663 | Yes – INDB0000663 | Yes – INDB0000663 |
For most retail customers crediting the Numaligarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's NUMALIGARH branch, the IFSC INDB0000663 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Numaligarh branch is mapped to IFSC INDB0000663 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000663.
Products and services
Customers walking into the Numaligarh branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000663
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000663 and the account number together uniquely identify the Numaligarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0000663
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the NUMALIGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000663 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC INDB0000663
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – NUMALIGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000663. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Numaligarh branch sits at GR FLOOR NO 1 PONGKA GRANT BISHNUPUR VILLAGE NUMALIGHAR PO KANAIGHAT DIST GOLAGHAT ASSAM 785699. If you are travelling from outside Numaligarh, search for the branch on a maps application using the bank name and locality, or call 3776-265566 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000663 and your account number.
Verifying IFSC INDB0000663 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000663 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3776-265566.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Numaligarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000663 continue to work without interruption.
Branch address & contact
Indusind BankNumaligarh Branch
GR FLOOR NO 1 PONGKA GRANT BISHNUPUR VILLAGE NUMALIGHAR PO KANAIGHAT DIST GOLAGHAT ASSAM 785699
Numaligarh, Assam
Phone: 3776-265566
IFSC: INDB0000663
Frequently asked questions
Is IFSC INDB0000663 the same for all accounts at Numaligarh branch?
Yes. The IFSC INDB0000663 is shared by every account held at Indusind Bank's Numaligarh branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using INDB0000663 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Numaligarh reflect within 30 minutes.
What is the IFSC code of Indusind Bank Numaligarh branch?
The IFSC code of Indusind Bank, Numaligarh branch is INDB0000663. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indusind Bank Numaligarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3776-265566 to confirm.
Where is Indusind Bank Numaligarh branch located?
Indusind Bank's Numaligarh branch is located at GR FLOOR NO 1 PONGKA GRANT BISHNUPUR VILLAGE NUMALIGHAR PO KANAIGHAT DIST GOLAGHAT ASSAM 785699, Numaligarh, Assam.
Is IFSC INDB0000663 valid for NEFT and RTGS?
Yes. IFSC INDB0000663 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Numaligarh branch but serve different purposes.
How do I add Indusind Bank Numaligarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000663, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code INDB0000663 belongs to Indusind Bank's NUMALIGARH branch, located at GR FLOOR NO 1 PONGKA GRANT BISHNUPUR VILLAGE NUMALIGHAR PO KANAIGHAT DIST… in NUMALIGARH, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
