This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, NIGDHU branch in NIGDHU. The 11-digit IFSC INDB0000464 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the NIGDHU location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0000464 is the IFSC of Indusind Bank's NIGDHU branch. The format is fixed: INDB = bank code, 0 = reserved, 000464 = branch identifier.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nigdhu branch in Nigdhu, Haryana is part of this network and uses the IFSC code INDB0000464 for all electronic settlement.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Nigdhu |
| IFSC Code | INDB0000464 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, NILOKHERI DHAND ROAD, MAIN CHOWK,NIGDHU-132157, DIST KARNAL HARYANA |
| City | Nigdhu |
| District | Karnal |
| State | Haryana |
About the Nigdhu branch
The Nigdhu branch of Indusind Bank is situated at GROUND FLOOR, NILOKHERI DHAND ROAD, MAIN CHOWK,NIGDHU-132157, DIST KARNAL HARYANA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0000464 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's NIGDHU branch came to be assigned the code INDB0000464.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000464, money simply cannot be routed to the NIGDHU branch electronically.
Products and account variants supported
Every account opened at the Nigdhu branch is mapped to IFSC INDB0000464 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000464.
Products and services
Customers walking into the Nigdhu branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000464
How to transfer money using IFSC INDB0000464
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000464 across all three.
How to use IFSC INDB0000464 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's NIGDHU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0000464.
- Confirm the bank name auto-populates as Indusind Bank and the branch as NIGDHU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NIGDHU
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's NIGDHU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000464 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – NIGDHU, use IMPS. With IFSC INDB0000464 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000464 for Indusind Bank – NIGDHU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000464 | Yes – INDB0000464 | Yes – INDB0000464 |
For most retail customers crediting the Nigdhu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0000464
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – NIGDHU is still mapped to IFSC INDB0000464. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000464 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Nigdhu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000464 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000464 and the account number together uniquely identify the Nigdhu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – NIGDHU:
- The IFSC is exactly INDB0000464 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and NIGDHU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nigdhu branch
The branch is located at GROUND FLOOR, NILOKHERI DHAND ROAD, MAIN CHOWK,NIGDHU-132157, DIST KARNAL HARYANA, which puts it inside Nigdhu, the broader Karnal district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Nigdhu branch” — the verified location pin for IFSC INDB0000464 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000464 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000464 for Indusind Bank – NIGDHU, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nigdhu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0000464, however, work 24x7.
Branch address & contact
Indusind BankNigdhu Branch
GROUND FLOOR, NILOKHERI DHAND ROAD, MAIN CHOWK,NIGDHU-132157, DIST KARNAL HARYANA
Nigdhu, Haryana
Phone: the branch contact number
IFSC: INDB0000464
Frequently asked questions
Is IFSC INDB0000464 the same for all accounts at Nigdhu branch?
Yes. The IFSC INDB0000464 is shared by every account held at Indusind Bank's Nigdhu branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nigdhu branch but serve different purposes.
How do I add Indusind Bank Nigdhu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000464, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indusind Bank Nigdhu branch located?
Indusind Bank's Nigdhu branch is located at GROUND FLOOR, NILOKHERI DHAND ROAD, MAIN CHOWK,NIGDHU-132157, DIST KARNAL HARYANA, Nigdhu, Haryana.
What is the IFSC code of Indusind Bank Nigdhu branch?
The IFSC code of Indusind Bank, Nigdhu branch is INDB0000464. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0000464 valid for NEFT and RTGS?
Yes. IFSC INDB0000464 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using INDB0000464 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Nigdhu reflect within 30 minutes.
Final notes
To recap: INDB0000464 is the IFSC code of Indusind Bank, NIGDHU branch, in NIGDHU, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
