Below are the complete branch details for Indusind Bank, DARYA GANJ branch, located in NEW DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001427. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001427 for Indusind Bank – DARYA GANJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's DARYA GANJ branch, the IFSC INDB0001427 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001427 identifies this particular branch.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Darya Ganj branch in New Delhi, Delhi is part of this network and uses the IFSC code INDB0001427 for all electronic settlement.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Darya Ganj |
| IFSC Code | INDB0001427 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 28 BLOCK F FAIZ BAZAAR DARYAGANJ NETAJI SUBHASH MARG NEW DELHI 110002 |
| City | New Delhi |
| District | New Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 23240630 |
About this branch
The branch is located at PLOT NO 28 BLOCK F FAIZ BAZAAR DARYAGANJ NETAJI SUBHASH MARG NEW DELHI 110002. It serves the New Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001427 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's DARYA GANJ branch came to be assigned the code INDB0001427.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001427, money simply cannot be routed to the DARYA GANJ branch electronically.
Products and account variants supported
Every account opened at the Darya Ganj branch is mapped to IFSC INDB0001427 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001427.
Products and services
Customers walking into the Darya Ganj branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001427
How to transfer money using IFSC INDB0001427
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001427 across all three.
NEFT to Indusind Bank, DARYA GANJ using IFSC INDB0001427
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001427, and confirm that the system picks up Indusind Bank – DARYA GANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0001427
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – DARYA GANJ, ensure your bank's portal accepts IFSC INDB0001427 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank DARYA GANJ (IFSC INDB0001427)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001427 in your mobile or internet banking app, and the money is credited to the DARYA GANJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001427 for Indusind Bank – DARYA GANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001427 | Yes – INDB0001427 | Yes – INDB0001427 |
For most retail customers crediting the Darya Ganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001427
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – DARYA GANJ is still mapped to IFSC INDB0001427. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001427 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Darya Ganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001427 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001427 and the account number together uniquely identify the Darya Ganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – DARYA GANJ:
- The IFSC is exactly INDB0001427 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and DARYA GANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Darya Ganj branch sits at PLOT NO 28 BLOCK F FAIZ BAZAAR DARYAGANJ NETAJI SUBHASH MARG NEW DELHI 110002. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-23240630 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001427 and your account number.
Verifying IFSC INDB0001427 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001427 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-23240630.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Darya Ganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001427 continue to work without interruption.
Branch address & contact
Indusind BankDarya Ganj Branch
PLOT NO 28 BLOCK F FAIZ BAZAAR DARYAGANJ NETAJI SUBHASH MARG NEW DELHI 110002
New Delhi, Delhi
Phone: 11-23240630
IFSC: INDB0001427
Frequently asked questions
How do I add Indusind Bank Darya Ganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001427, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0001427 the same for all accounts at Darya Ganj branch?
Yes. The IFSC INDB0001427 is shared by every account held at Indusind Bank's Darya Ganj branch. Only the account number changes from customer to customer.
Is IFSC INDB0001427 valid for NEFT and RTGS?
Yes. IFSC INDB0001427 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Darya Ganj branch?
You can reach the branch at 11-23240630 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Darya Ganj branch but serve different purposes.
Does Indusind Bank Darya Ganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-23240630 to confirm.
Final notes
To recap: INDB0001427 is the IFSC code of Indusind Bank, DARYA GANJ branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
