Below are the complete branch details for Indusind Bank, JP NAGAR MYSORE branch, located in MYSORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0002281. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0002281 for Indusind Bank – JP NAGAR MYSORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's JP NAGAR MYSORE branch, the IFSC INDB0002281 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 002281 identifies this particular branch.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Jp Nagar Mysore branch in Mysore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0002281.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Jp Nagar Mysore |
| IFSC Code | INDB0002281 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR NO 45 A BLOCK LINK MAIN ROAD JP NAGAR MYSORE KARNATAKA |
| City | Mysore |
| District | Mysore |
| State | Karnataka |
| STD Code | 821 |
| Phone | 4522429 |
Jp Nagar Mysore branch overview
Located at UPPER GROUND FLOOR NO 45 A BLOCK LINK MAIN ROAD JP NAGAR MYSORE KARNATAKA, the Jp Nagar Mysore branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0002281 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's JP NAGAR MYSORE branch came to be assigned the code INDB0002281.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0002281, money simply cannot be routed to the JP NAGAR MYSORE branch electronically.
Products and account variants supported
Every account opened at the Jp Nagar Mysore branch is mapped to IFSC INDB0002281 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002281.
Banking services available
The Jp Nagar Mysore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 821-4522429.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002281
How to transfer money using IFSC INDB0002281
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002281 across all three.
NEFT to Indusind Bank, JP NAGAR MYSORE using IFSC INDB0002281
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0002281, and confirm that the system picks up Indusind Bank – JP NAGAR MYSORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0002281
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – JP NAGAR MYSORE, ensure your bank's portal accepts IFSC INDB0002281 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank JP NAGAR MYSORE (IFSC INDB0002281)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0002281 in your mobile or internet banking app, and the money is credited to the JP NAGAR MYSORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0002281 for Indusind Bank – JP NAGAR MYSORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0002281 | Yes – INDB0002281 | Yes – INDB0002281 |
For most retail customers crediting the Jp Nagar Mysore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0002281
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – JP NAGAR MYSORE is still mapped to IFSC INDB0002281. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0002281 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0002281
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the JP NAGAR MYSORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002281 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Jp Nagar Mysore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0002281 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – JP NAGAR MYSORE:
- The IFSC is exactly INDB0002281 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and JP NAGAR MYSORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jp Nagar Mysore branch sits at UPPER GROUND FLOOR NO 45 A BLOCK LINK MAIN ROAD JP NAGAR MYSORE KARNATAKA. If you are travelling from outside Mysore, search for the branch on a maps application using the bank name and locality, or call 821-4522429 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0002281 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0002281 for Indusind Bank – JP NAGAR MYSORE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Jp Nagar Mysore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0002281 continue to work without interruption.
Branch address & contact
Indusind BankJp Nagar Mysore Branch
UPPER GROUND FLOOR NO 45 A BLOCK LINK MAIN ROAD JP NAGAR MYSORE KARNATAKA
Mysore, Karnataka
Phone: 821-4522429
IFSC: INDB0002281
Frequently asked questions
Is IFSC INDB0002281 the same for all accounts at Jp Nagar Mysore branch?
Yes. The IFSC INDB0002281 is shared by every account held at Indusind Bank's Jp Nagar Mysore branch. Only the account number changes from customer to customer.
Does Indusind Bank Jp Nagar Mysore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 821-4522429 to confirm.
What is the phone number of Indusind Bank Jp Nagar Mysore branch?
You can reach the branch at 821-4522429 during regular banking hours.
How quickly will an NEFT transfer using INDB0002281 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Jp Nagar Mysore reflect within 30 minutes.
How do I add Indusind Bank Jp Nagar Mysore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0002281, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC INDB0002281 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0002281 to send funds instantly.
Where is Indusind Bank Jp Nagar Mysore branch located?
Indusind Bank's Jp Nagar Mysore branch is located at UPPER GROUND FLOOR NO 45 A BLOCK LINK MAIN ROAD JP NAGAR MYSORE KARNATAKA, Mysore, Karnataka.
Summary
The IFSC code INDB0002281 belongs to Indusind Bank's JP NAGAR MYSORE branch, located at UPPER GROUND FLOOR NO 45 A BLOCK LINK MAIN ROAD JP NAGAR MYSORE KARNATAKA in MYSORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
