Below are the complete branch details for Indusind Bank, MUZAFFARNAGAR branch, located in MUZAFFARNAGAR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001339. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001339 for Indusind Bank – MUZAFFARNAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001339 is the IFSC of Indusind Bank's MUZAFFARNAGAR branch. The format is fixed: INDB = bank code, 0 = reserved, 001339 = branch identifier.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Muzaffarnagar branch — IFSC INDB0001339 — extends the bank's services to customers in and around Muzaffarnagar, Uttar Pradesh.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Muzaffarnagar |
| IFSC Code | INDB0001339 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR KHASRA NO 811 2 AND 812 2 BALAJI CHOWK ADJACENT TO RAMA KRISHNA HOSPITAL TOWN HALL ROAD MUZAFFARNAGAR |
| City | Muzaffarnagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| STD Code | 131 |
| Phone | 2432521 |
About the Muzaffarnagar branch
The Muzaffarnagar branch of Indusind Bank is situated at GROUND FLOOR KHASRA NO 811 2 AND 812 2 BALAJI CHOWK ADJACENT TO RAMA KRISHNA HOSPITAL TOWN HALL ROAD MUZAFFARNAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001339 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUZAFFARNAGAR of Indusind Bank — its own 11-character IFSC. The code INDB0001339 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001339 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Muzaffarnagar branch
Once you have an account at Indusind Bank – MUZAFFARNAGAR, the IFSC INDB0001339 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Muzaffarnagar branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001339
How to transfer money using IFSC INDB0001339
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001339 across all three.
How to use IFSC INDB0001339 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's MUZAFFARNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001339.
- Confirm the bank name auto-populates as Indusind Bank and the branch as MUZAFFARNAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0001339
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – MUZAFFARNAGAR, ensure your bank's portal accepts IFSC INDB0001339 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – MUZAFFARNAGAR, use IMPS. With IFSC INDB0001339 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001339 for Indusind Bank – MUZAFFARNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001339 | Yes – INDB0001339 | Yes – INDB0001339 |
For most retail customers crediting the Muzaffarnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001339
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – MUZAFFARNAGAR is still mapped to IFSC INDB0001339. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001339 and the beneficiary's account number to complete the transfer.
Online banking and IFSC INDB0001339
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the MUZAFFARNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001339 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Muzaffarnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001339 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – MUZAFFARNAGAR:
- The IFSC is exactly INDB0001339 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and MUZAFFARNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Muzaffarnagar branch sits at GROUND FLOOR KHASRA NO 811 2 AND 812 2 BALAJI CHOWK ADJACENT TO RAMA KRISHNA HOSPITAL TOWN HALL ROAD MUZAFFARNAGAR. If you are travelling from outside Muzaffarnagar, search for the branch on a maps application using the bank name and locality, or call 131-2432521 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001339 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001339 for Indusind Bank – MUZAFFARNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Muzaffarnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001339, however, work 24x7.
Branch address & contact
Indusind BankMuzaffarnagar Branch
GROUND FLOOR KHASRA NO 811 2 AND 812 2 BALAJI CHOWK ADJACENT TO RAMA KRISHNA HOSPITAL TOWN HALL ROAD MUZAFFARNAGAR
Muzaffarnagar, Uttar Pradesh
Phone: 131-2432521
IFSC: INDB0001339
Frequently asked questions
How do I add Indusind Bank Muzaffarnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001339, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0001339 the same for all accounts at Muzaffarnagar branch?
Yes. The IFSC INDB0001339 is shared by every account held at Indusind Bank's Muzaffarnagar branch. Only the account number changes from customer to customer.
Can I use IFSC INDB0001339 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001339 to send funds instantly.
Is IFSC INDB0001339 valid for NEFT and RTGS?
Yes. IFSC INDB0001339 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Muzaffarnagar branch?
You can reach the branch at 131-2432521 during regular banking hours.
How quickly will an NEFT transfer using INDB0001339 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Muzaffarnagar reflect within 30 minutes.
Does Indusind Bank Muzaffarnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 131-2432521 to confirm.
Final notes
To recap: INDB0001339 is the IFSC code of Indusind Bank, MUZAFFARNAGAR branch, in MUZAFFARNAGAR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
