Below are the complete branch details for Indusind Bank, VIRAR WEST branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001580. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001580 for Indusind Bank – VIRAR WEST — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – VIRAR WEST is INDB0001580. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001580 map to this branch in MUMBAI, MAHARASHTRA.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Virar West |
| IFSC Code | INDB0001580 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOP NO 15 21 MANGAL MURTI APARTMENT M B ESTATE NEAR BANJARA RESTAURANT VIRAR WEST 401303 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Phone | 8657538106 |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Virar West branch in Mumbai, Maharashtra is part of this network and uses the IFSC code INDB0001580 for all electronic settlement.
Virar West branch overview
Located at GROUND FLOOR SHOP NO 15 21 MANGAL MURTI APARTMENT M B ESTATE NEAR BANJARA RESTAURANT VIRAR WEST 401303, the Virar West branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0001580 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's VIRAR WEST branch came to be assigned the code INDB0001580.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001580, money simply cannot be routed to the VIRAR WEST branch electronically.
How to transfer money using IFSC INDB0001580
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001580 across all three.
How to use IFSC INDB0001580 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's VIRAR WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001580.
- Confirm the bank name auto-populates as Indusind Bank and the branch as VIRAR WEST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VIRAR WEST
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's VIRAR WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001580 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – VIRAR WEST, use IMPS. With IFSC INDB0001580 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001580 for Indusind Bank – VIRAR WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001580 | Yes – INDB0001580 | Yes – INDB0001580 |
For most retail customers crediting the Virar West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001580
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – VIRAR WEST is still mapped to IFSC INDB0001580. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001580 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Virar West branch is mapped to IFSC INDB0001580 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001580.
Products and services
Customers walking into the Virar West branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001580
MICR & cheque-truncation details
Cheques drawn on the Virar West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001580 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC INDB0001580
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the VIRAR WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001580 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – VIRAR WEST:
- The IFSC is exactly INDB0001580 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and VIRAR WEST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Virar West branch sits at GROUND FLOOR SHOP NO 15 21 MANGAL MURTI APARTMENT M B ESTATE NEAR BANJARA RESTAURANT VIRAR WEST 401303. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 8657538106 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001580 and your account number.
Verifying IFSC INDB0001580 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001580 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8657538106.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Virar West branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001580, however, work 24x7.
Branch address & contact
Indusind BankVirar West Branch
GROUND FLOOR SHOP NO 15 21 MANGAL MURTI APARTMENT M B ESTATE NEAR BANJARA RESTAURANT VIRAR WEST 401303
Mumbai, Maharashtra
Phone: 8657538106
IFSC: INDB0001580
Frequently asked questions
How do I add Indusind Bank Virar West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001580, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC INDB0001580 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001580 to send funds instantly.
Where is Indusind Bank Virar West branch located?
Indusind Bank's Virar West branch is located at GROUND FLOOR SHOP NO 15 21 MANGAL MURTI APARTMENT M B ESTATE NEAR BANJARA RESTAURANT VIRAR WEST 401303, Mumbai, Maharashtra.
Is IFSC INDB0001580 valid for NEFT and RTGS?
Yes. IFSC INDB0001580 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC INDB0001580 the same for all accounts at Virar West branch?
Yes. The IFSC INDB0001580 is shared by every account held at Indusind Bank's Virar West branch. Only the account number changes from customer to customer.
What is the IFSC code of Indusind Bank Virar West branch?
The IFSC code of Indusind Bank, Virar West branch is INDB0001580. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code INDB0001580 belongs to Indusind Bank's VIRAR WEST branch, located at GROUND FLOOR SHOP NO 15 21 MANGAL MURTI APARTMENT M B ESTATE NEAR BANJARA… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
