Below are the complete branch details for Indusind Bank, SANTACRUZ WEST branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001359. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001359 for Indusind Bank – SANTACRUZ WEST — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001359 is the IFSC of Indusind Bank's SANTACRUZ WEST branch. The format is fixed: INDB = bank code, 0 = reserved, 001359 = branch identifier.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Santacruz West branch — IFSC INDB0001359 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About this branch
The branch is located at SHOP NO 1 2 3 DARSHAN SMRUTI IN SANTACRUZ DARSHAN SMRUTI PREMISES CO OPERATIVE SOCIETY LTD CTS NO H 50 OF VILLAGE BANDRA TALUKA ANDHERI PLOT NO 21 S V ROAD SANTACRUZ WEST. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001359 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Santacruz West |
| IFSC Code | INDB0001359 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 1 2 3 DARSHAN SMRUTI IN SANTACRUZ DARSHAN SMRUTI PREMISES CO OPERATIVE SOCIETY LTD CTS NO H 50 OF VILLAGE BANDRA TALUKA ANDHERI PLOT NO 21 S V ROAD SANTACRUZ WEST |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 26100538 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's SANTACRUZ WEST branch came to be assigned the code INDB0001359.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001359, money simply cannot be routed to the SANTACRUZ WEST branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Santacruz West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001359 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC INDB0001359
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001359 across all three.
NEFT to Indusind Bank, SANTACRUZ WEST using IFSC INDB0001359
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001359, and confirm that the system picks up Indusind Bank – SANTACRUZ WEST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SANTACRUZ WEST
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SANTACRUZ WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001359 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank SANTACRUZ WEST (IFSC INDB0001359)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001359 in your mobile or internet banking app, and the money is credited to the SANTACRUZ WEST branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001359 for Indusind Bank – SANTACRUZ WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001359 | Yes – INDB0001359 | Yes – INDB0001359 |
For most retail customers crediting the Santacruz West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001359
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – SANTACRUZ WEST is still mapped to IFSC INDB0001359. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001359 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Santacruz West branch is mapped to IFSC INDB0001359 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001359.
Banking services available
The Santacruz West branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-26100538.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001359
Online banking and IFSC INDB0001359
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SANTACRUZ WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001359 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Santacruz West branch
The branch is located at SHOP NO 1 2 3 DARSHAN SMRUTI IN SANTACRUZ DARSHAN SMRUTI PREMISES CO OPERATIVE SOCIETY LTD CTS NO H 50 OF VILLAGE BANDRA TALUKA ANDHERI PLOT NO 21 S V ROAD SANTACRUZ WEST, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Santacruz West branch” — the verified location pin for IFSC INDB0001359 should appear at the top of the results.
- Confirm the branch is open by calling 22-26100538 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001359 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SANTACRUZ WEST:
- The IFSC is exactly INDB0001359 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and SANTACRUZ WEST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Santacruz West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001359 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001359 for Indusind Bank – SANTACRUZ WEST, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indusind BankSantacruz West Branch
SHOP NO 1 2 3 DARSHAN SMRUTI IN SANTACRUZ DARSHAN SMRUTI PREMISES CO OPERATIVE SOCIETY LTD CTS NO H 50 OF VILLAGE BANDRA TALUKA ANDHERI PLOT NO 21 S V ROAD SANTACRUZ WEST
Mumbai, Maharashtra
Phone: 22-26100538
IFSC: INDB0001359
Frequently asked questions
How do I add Indusind Bank Santacruz West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001359, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indusind Bank Santacruz West branch?
You can reach the branch at 22-26100538 during regular banking hours.
How quickly will an NEFT transfer using INDB0001359 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Santacruz West reflect within 30 minutes.
Is IFSC INDB0001359 the same for all accounts at Santacruz West branch?
Yes. The IFSC INDB0001359 is shared by every account held at Indusind Bank's Santacruz West branch. Only the account number changes from customer to customer.
Can I use IFSC INDB0001359 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001359 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Santacruz West branch but serve different purposes.
Does Indusind Bank Santacruz West branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-26100538 to confirm.
Summary
The IFSC code INDB0001359 belongs to Indusind Bank's SANTACRUZ WEST branch, located at SHOP NO 1 2 3 DARSHAN SMRUTI IN SANTACRUZ DARSHAN SMRUTI PREMISES CO OPERATIVE… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
