IFSC Code of Indusind Bank, Mumbai Sunder Nagar Malad W Sv Road Branch, Maharashtra

Use this page as a one-stop reference for everything related to Indusind Bank's MUMBAI SUNDER NAGAR MALAD W SV ROAD branch in MUMBAI, MAHARASHTRA. The branch's IFSC code INDB0001949 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – MUMBAI SUNDER NAGAR MALAD W SV ROAD is INDB0001949. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001949 map to this branch in MUMBAI, MAHARASHTRA.

About Indusind Bank

Indusind Bank operates a wide network of branches across India, including the Mumbai Sunder Nagar Malad W Sv Road branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001949.

Mumbai Sunder Nagar Malad W Sv Road branch overview

Located at GROUND FLOOR SUNDARVAN S4 11 15 SUNDER NAGAR SV ROAD MALAD - WEST MUMBAI MAHARASHTRA 400061, the Mumbai Sunder Nagar Malad W Sv Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0001949 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's MUMBAI SUNDER NAGAR MALAD W SV ROAD branch came to be assigned the code INDB0001949.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001949, money simply cannot be routed to the MUMBAI SUNDER NAGAR MALAD W SV ROAD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001949 and the account number together uniquely identify the Mumbai Sunder Nagar Malad W Sv Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC INDB0001949

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001949 across all three.

How to use IFSC INDB0001949 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's MUMBAI SUNDER NAGAR MALAD W SV ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0001949.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as MUMBAI SUNDER NAGAR MALAD W SV ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC INDB0001949

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – MUMBAI SUNDER NAGAR MALAD W SV ROAD, ensure your bank's portal accepts IFSC INDB0001949 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Indusind Bank MUMBAI SUNDER NAGAR MALAD W SV ROAD (IFSC INDB0001949)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001949 in your mobile or internet banking app, and the money is credited to the MUMBAI SUNDER NAGAR MALAD W SV ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mumbai Sunder Nagar Malad W Sv Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0001949:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUMBAI SUNDER NAGAR MALAD W SV ROAD is still linked to IFSC INDB0001949.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC INDB0001949

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – MUMBAI SUNDER NAGAR MALAD W SV ROAD is still mapped to IFSC INDB0001949. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001949 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mumbai Sunder Nagar Malad W Sv Road branch is mapped to IFSC INDB0001949 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0001949.

Banking services available

The Mumbai Sunder Nagar Malad W Sv Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-28710872.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001949

Online banking and IFSC INDB0001949

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the MUMBAI SUNDER NAGAR MALAD W SV ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001949 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Mumbai Sunder Nagar Malad W Sv Road branch sits at GROUND FLOOR SUNDARVAN S4 11 15 SUNDER NAGAR SV ROAD MALAD - WEST MUMBAI MAHARASHTRA 400061. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-28710872 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001949 and your account number.

Common mistakes to avoid when using IFSC INDB0001949

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – MUMBAI SUNDER NAGAR MALAD W SV ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: INDB0001949.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mumbai Sunder Nagar Malad W Sv Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001949, however, work 24x7.

Verifying IFSC INDB0001949 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001949 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-28710872.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0001949 belongs to Indusind Bank's MUMBAI SUNDER NAGAR MALAD W SV ROAD branch, located at GROUND FLOOR SUNDARVAN S4 11 15 SUNDER NAGAR SV ROAD MALAD - WEST MUMBAI… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.