Use this page as a one-stop reference for everything related to Indusind Bank's GURGAON branch in MOHALI, HARYANA. The branch's IFSC code INDB0002244 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – GURGAON is INDB0002244. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002244 map to this branch in MOHALI, HARYANA.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurgaon branch — IFSC INDB0002244 — extends the bank's services to customers in and around Mohali, Haryana.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Gurgaon |
| IFSC Code | INDB0002244 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR TOWER GURGAON |
| City | Mohali |
| District | Gurgaon |
| State | Haryana |
| STD Code | 124 |
| Phone | 4084846 |
About the Gurgaon branch
The Gurgaon branch of Indusind Bank is situated at GROUND FLOOR TOWER GURGAON. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0002244 is used.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURGAON of Indusind Bank — its own 11-character IFSC. The code INDB0002244 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0002244 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Gurgaon branch is mapped to IFSC INDB0002244 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002244.
Products and services
Customers walking into the Gurgaon branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0002244
How to transfer money using IFSC INDB0002244
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002244 across all three.
NEFT to Indusind Bank, GURGAON using IFSC INDB0002244
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0002244, and confirm that the system picks up Indusind Bank – GURGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0002244
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – GURGAON, ensure your bank's portal accepts IFSC INDB0002244 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank GURGAON (IFSC INDB0002244)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0002244 in your mobile or internet banking app, and the money is credited to the GURGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0002244 for Indusind Bank – GURGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0002244 | Yes – INDB0002244 | Yes – INDB0002244 |
For most retail customers crediting the Gurgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's GURGAON branch, the IFSC INDB0002244 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC INDB0002244
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the GURGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002244 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gurgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0002244 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC INDB0002244
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – GURGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0002244. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gurgaon branch
The branch is located at GROUND FLOOR TOWER GURGAON, which puts it inside Mohali, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Gurgaon branch” — the verified location pin for IFSC INDB0002244 should appear at the top of the results.
- Confirm the branch is open by calling 124-4084846 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002244 and your account number.
Verifying IFSC INDB0002244 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002244 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 124-4084846.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gurgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0002244, however, work 24x7.
Branch address & contact
Indusind BankGurgaon Branch
GROUND FLOOR TOWER GURGAON
Mohali, Haryana
Phone: 124-4084846
IFSC: INDB0002244
Frequently asked questions
What is the phone number of Indusind Bank Gurgaon branch?
You can reach the branch at 124-4084846 during regular banking hours.
Is IFSC INDB0002244 the same for all accounts at Gurgaon branch?
Yes. The IFSC INDB0002244 is shared by every account held at Indusind Bank's Gurgaon branch. Only the account number changes from customer to customer.
Can I use IFSC INDB0002244 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0002244 to send funds instantly.
What is the IFSC code of Indusind Bank Gurgaon branch?
The IFSC code of Indusind Bank, Gurgaon branch is INDB0002244. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0002244 valid for NEFT and RTGS?
Yes. IFSC INDB0002244 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indusind Bank Gurgaon branch located?
Indusind Bank's Gurgaon branch is located at GROUND FLOOR TOWER GURGAON, Mohali, Haryana.
Final notes
To recap: INDB0002244 is the IFSC code of Indusind Bank, GURGAON branch, in MOHALI, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
