Below are the complete branch details for Indusind Bank, AEROCITY MOHALI branch, located in MOHALI, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001903. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001903 for Indusind Bank – AEROCITY MOHALI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001903 is the IFSC of Indusind Bank's AEROCITY MOHALI branch. The format is fixed: INDB = bank code, 0 = reserved, 001903 = branch identifier.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Aerocity Mohali branch — IFSC INDB0001903 — extends the bank's services to customers in and around Mohali, Punjab.
About this branch
The branch is located at INDUSIND BANK LTD SCO 30 AERO ARCADE G BLOCK AERO CITY SAS NAGAR MOHALI PUNJAB 140306. It serves the Mohali region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001903 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Aerocity Mohali |
| IFSC Code | INDB0001903 |
| MICR Code | Refer to cheque leaf |
| Branch Address | INDUSIND BANK LTD SCO 30 AERO ARCADE G BLOCK AERO CITY SAS NAGAR MOHALI PUNJAB 140306 |
| City | Mohali |
| District | Mohali |
| State | Punjab |
| STD Code | 160 |
| Phone | 7208821714 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's AEROCITY MOHALI branch came to be assigned the code INDB0001903.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001903, money simply cannot be routed to the AEROCITY MOHALI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Aerocity Mohali branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001903 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC INDB0001903
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001903 across all three.
How to use IFSC INDB0001903 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's AEROCITY MOHALI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001903.
- Confirm the bank name auto-populates as Indusind Bank and the branch as AEROCITY MOHALI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0001903
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – AEROCITY MOHALI, ensure your bank's portal accepts IFSC INDB0001903 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – AEROCITY MOHALI, use IMPS. With IFSC INDB0001903 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001903 for Indusind Bank – AEROCITY MOHALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001903 | Yes – INDB0001903 | Yes – INDB0001903 |
For most retail customers crediting the Aerocity Mohali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's AEROCITY MOHALI branch, the IFSC INDB0001903 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Aerocity Mohali branch
Once you have an account at Indusind Bank – AEROCITY MOHALI, the IFSC INDB0001903 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Aerocity Mohali branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001903
Online banking and IFSC INDB0001903
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the AEROCITY MOHALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001903 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Aerocity Mohali branch
The branch is located at INDUSIND BANK LTD SCO 30 AERO ARCADE G BLOCK AERO CITY SAS NAGAR MOHALI PUNJAB 140306, which puts it inside Mohali, the broader Mohali district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Aerocity Mohali branch” — the verified location pin for IFSC INDB0001903 should appear at the top of the results.
- Confirm the branch is open by calling 160-7208821714 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001903 and your account number.
Common mistakes to avoid when using IFSC INDB0001903
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – AEROCITY MOHALI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001903. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Aerocity Mohali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001903 continue to work without interruption.
Verifying IFSC INDB0001903 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001903 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 160-7208821714.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankAerocity Mohali Branch
INDUSIND BANK LTD SCO 30 AERO ARCADE G BLOCK AERO CITY SAS NAGAR MOHALI PUNJAB 140306
Mohali, Punjab
Phone: 160-7208821714
IFSC: INDB0001903
Frequently asked questions
How do I add Indusind Bank Aerocity Mohali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001903, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indusind Bank Aerocity Mohali branch?
You can reach the branch at 160-7208821714 during regular banking hours.
Is IFSC INDB0001903 valid for NEFT and RTGS?
Yes. IFSC INDB0001903 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC INDB0001903 the same for all accounts at Aerocity Mohali branch?
Yes. The IFSC INDB0001903 is shared by every account held at Indusind Bank's Aerocity Mohali branch. Only the account number changes from customer to customer.
Where is Indusind Bank Aerocity Mohali branch located?
Indusind Bank's Aerocity Mohali branch is located at INDUSIND BANK LTD SCO 30 AERO ARCADE G BLOCK AERO CITY SAS NAGAR MOHALI PUNJAB 140306, Mohali, Punjab.
What is the IFSC code of Indusind Bank Aerocity Mohali branch?
The IFSC code of Indusind Bank, Aerocity Mohali branch is INDB0001903. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Aerocity Mohali branch but serve different purposes.
Summary
The IFSC code INDB0001903 belongs to Indusind Bank's AEROCITY MOHALI branch, located at INDUSIND BANK LTD SCO 30 AERO ARCADE G BLOCK AERO CITY SAS NAGAR MOHALI PUNJAB… in MOHALI, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
