IFSC Code of Indusind Bank, Dugri Ludhiyana Branch, Punjab

This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, DUGRI LUDHIYANA branch in LUDHIYANA. The 11-digit IFSC INDB0002264 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the DUGRI LUDHIYANA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – DUGRI LUDHIYANA is INDB0002264. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002264 map to this branch in LUDHIYANA, PUNJAB.

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dugri Ludhiyana branch — IFSC INDB0002264 — extends the bank's services to customers in and around Ludhiyana, Punjab.

About the Dugri Ludhiyana branch

The Dugri Ludhiyana branch of Indusind Bank is situated at GROUND FLOOR PHASE I URBAN ESTATE DUGRI LUDHIANA 141013 PUNJAB. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0002264 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's DUGRI LUDHIYANA branch came to be assigned the code INDB0002264.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0002264, money simply cannot be routed to the DUGRI LUDHIYANA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Dugri Ludhiyana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0002264 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC INDB0002264

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002264 across all three.

NEFT to Indusind Bank, DUGRI LUDHIYANA using IFSC INDB0002264

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0002264, and confirm that the system picks up Indusind Bank – DUGRI LUDHIYANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DUGRI LUDHIYANA

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's DUGRI LUDHIYANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0002264 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indusind Bank – DUGRI LUDHIYANA, use IMPS. With IFSC INDB0002264 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0002264 for Indusind Bank – DUGRI LUDHIYANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dugri Ludhiyana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC INDB0002264

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – DUGRI LUDHIYANA is still mapped to IFSC INDB0002264. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0002264 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Dugri Ludhiyana branch is mapped to IFSC INDB0002264 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0002264.

Banking services available

The Dugri Ludhiyana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 161-7888510795.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002264

Digital banking channels

Most day-to-day work that customers used to do at the Dugri Ludhiyana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0002264 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Dugri Ludhiyana branch

The branch is located at GROUND FLOOR PHASE I URBAN ESTATE DUGRI LUDHIANA 141013 PUNJAB, which puts it inside Ludhiyana, the broader Ludhiyana district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Indusind Bank Dugri Ludhiyana branch” — the verified location pin for IFSC INDB0002264 should appear at the top of the results.
2. Confirm the branch is open by calling 161-7888510795 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002264 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – DUGRI LUDHIYANA:

• The IFSC is exactly INDB0002264 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and DUGRI LUDHIYANA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dugri Ludhiyana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0002264, however, work 24x7.

Verifying IFSC INDB0002264 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002264 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 161-7888510795.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0002264 belongs to Indusind Bank's DUGRI LUDHIYANA branch, located at GROUND FLOOR PHASE I URBAN ESTATE DUGRI LUDHIANA 141013 PUNJAB in LUDHIYANA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.