IFSC Code of Indusind Bank, Vikas Nagar Lucknow Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Indusind Bank's VIKAS NAGAR LUCKNOW branch in LUCKNOW, UTTAR PRADESH. The branch's IFSC code INDB0000713 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – VIKAS NAGAR LUCKNOW is INDB0000713. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000713 map to this branch in LUCKNOW, UTTAR PRADESH.

Branch details at a glance

About the bank

Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vikas Nagar Lucknow branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code INDB0000713 for all electronic settlement.

About this branch

The branch is located at UPPER GROUND FLOOR C 2 76 77 MUKUT TOWER VIKAS NAGAR LUCKNOW 226022 UTTAR PRADESH. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000713 is used to identify this branch on the RBI payments network.

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VIKAS NAGAR LUCKNOW of Indusind Bank — its own 11-character IFSC. The code INDB0000713 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000713 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC INDB0000713

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000713 across all three.

NEFT to Indusind Bank, VIKAS NAGAR LUCKNOW using IFSC INDB0000713

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000713, and confirm that the system picks up Indusind Bank – VIKAS NAGAR LUCKNOW. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIKAS NAGAR LUCKNOW

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's VIKAS NAGAR LUCKNOW branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000713 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank VIKAS NAGAR LUCKNOW (IFSC INDB0000713)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000713 in your mobile or internet banking app, and the money is credited to the VIKAS NAGAR LUCKNOW branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0000713 for Indusind Bank – VIKAS NAGAR LUCKNOW, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vikas Nagar Lucknow branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's VIKAS NAGAR LUCKNOW branch, the IFSC INDB0000713 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Vikas Nagar Lucknow branch

Once you have an account at Indusind Bank – VIKAS NAGAR LUCKNOW, the IFSC INDB0000713 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Vikas Nagar Lucknow branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 522-2738510.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000713

MICR & cheque-truncation details

Cheques drawn on the Vikas Nagar Lucknow branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000713 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Vikas Nagar Lucknow branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000713 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – VIKAS NAGAR LUCKNOW:

• The IFSC is exactly INDB0000713 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and VIKAS NAGAR LUCKNOW as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vikas Nagar Lucknow branch sits at UPPER GROUND FLOOR C 2 76 77 MUKUT TOWER VIKAS NAGAR LUCKNOW 226022 UTTAR PRADESH. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 522-2738510 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000713 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0000713 for Indusind Bank – VIKAS NAGAR LUCKNOW, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vikas Nagar Lucknow are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000713 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0000713 belongs to Indusind Bank's VIKAS NAGAR LUCKNOW branch, located at UPPER GROUND FLOOR C 2 76 77 MUKUT TOWER VIKAS NAGAR LUCKNOW 226022 UTTAR… in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.