This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, VIBHUTI KHAND branch in LUCKNOW. The 11-digit IFSC INDB0001028 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the VIBHUTI KHAND location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – VIBHUTI KHAND is INDB0001028. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001028 map to this branch in LUCKNOW, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Vibhuti Khand |
| IFSC Code | INDB0001028 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR G 4 CYBER HEIGHTS VIBHUTI KHAND GOMTI NAGAR LUCKNOW 226010 |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| STD Code | 522 |
| Phone | 6712800 |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vibhuti Khand branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code INDB0001028 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR G 4 CYBER HEIGHTS VIBHUTI KHAND GOMTI NAGAR LUCKNOW 226010. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001028 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's VIBHUTI KHAND branch came to be assigned the code INDB0001028.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001028, money simply cannot be routed to the VIBHUTI KHAND branch electronically.
How to transfer money using IFSC INDB0001028
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001028 across all three.
NEFT to Indusind Bank, VIBHUTI KHAND using IFSC INDB0001028
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001028, and confirm that the system picks up Indusind Bank – VIBHUTI KHAND. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0001028
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – VIBHUTI KHAND, ensure your bank's portal accepts IFSC INDB0001028 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank VIBHUTI KHAND (IFSC INDB0001028)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001028 in your mobile or internet banking app, and the money is credited to the VIBHUTI KHAND branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vibhuti Khand
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0001028:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIBHUTI KHAND is still linked to IFSC INDB0001028.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's VIBHUTI KHAND branch, the IFSC INDB0001028 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vibhuti Khand branch is mapped to IFSC INDB0001028 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001028.
Products and services
Customers walking into the Vibhuti Khand branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001028
MICR & cheque-truncation details
Cheques drawn on the Vibhuti Khand branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001028 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Vibhuti Khand branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001028 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – VIBHUTI KHAND:
- The IFSC is exactly INDB0001028 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and VIBHUTI KHAND as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vibhuti Khand branch
The branch is located at GROUND FLOOR G 4 CYBER HEIGHTS VIBHUTI KHAND GOMTI NAGAR LUCKNOW 226010, which puts it inside Lucknow, the broader Lucknow district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Vibhuti Khand branch” — the verified location pin for IFSC INDB0001028 should appear at the top of the results.
- Confirm the branch is open by calling 522-6712800 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001028 and your account number.
Verifying IFSC INDB0001028 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001028 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 522-6712800.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vibhuti Khand branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001028, however, work 24x7.
Branch address & contact
Indusind BankVibhuti Khand Branch
GROUND FLOOR G 4 CYBER HEIGHTS VIBHUTI KHAND GOMTI NAGAR LUCKNOW 226010
Lucknow, Uttar Pradesh
Phone: 522-6712800
IFSC: INDB0001028
Frequently asked questions
Can I use IFSC INDB0001028 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001028 to send funds instantly.
How quickly will an NEFT transfer using INDB0001028 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Vibhuti Khand reflect within 30 minutes.
Is IFSC INDB0001028 valid for NEFT and RTGS?
Yes. IFSC INDB0001028 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Vibhuti Khand branch?
You can reach the branch at 522-6712800 during regular banking hours.
Is IFSC INDB0001028 the same for all accounts at Vibhuti Khand branch?
Yes. The IFSC INDB0001028 is shared by every account held at Indusind Bank's Vibhuti Khand branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vibhuti Khand branch but serve different purposes.
What is the IFSC code of Indusind Bank Vibhuti Khand branch?
The IFSC code of Indusind Bank, Vibhuti Khand branch is INDB0001028. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indusind Bank Vibhuti Khand branch located?
Indusind Bank's Vibhuti Khand branch is located at GROUND FLOOR G 4 CYBER HEIGHTS VIBHUTI KHAND GOMTI NAGAR LUCKNOW 226010, Lucknow, Uttar Pradesh.
Final notes
To recap: INDB0001028 is the IFSC code of Indusind Bank, VIBHUTI KHAND branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
