Below are the complete branch details for Indusind Bank, BAGTHALA branch, located in KURUKSHETRA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0000938. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0000938 for Indusind Bank – BAGTHALA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's BAGTHALA branch, the IFSC INDB0000938 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000938 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Bagthala |
| IFSC Code | INDB0000938 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR VPO BAGTHALA TEHSIL THANESAR DIST KURUSHETRA HARYANA 136119 |
| City | Kurukshetra |
| District | Kurukshetra |
| State | Haryana |
| STD Code | 1744 |
| Phone | 276011 |
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Bagthala branch in Kurukshetra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0000938.
Bagthala branch overview
Located at GROUND FLOOR VPO BAGTHALA TEHSIL THANESAR DIST KURUSHETRA HARYANA 136119, the Bagthala branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0000938 is required for all interbank electronic transfers routed through this branch.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAGTHALA of Indusind Bank — its own 11-character IFSC. The code INDB0000938 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0000938 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0000938
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000938 across all three.
NEFT to Indusind Bank, BAGTHALA using IFSC INDB0000938
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000938, and confirm that the system picks up Indusind Bank – BAGTHALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BAGTHALA
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's BAGTHALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000938 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank BAGTHALA (IFSC INDB0000938)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000938 in your mobile or internet banking app, and the money is credited to the BAGTHALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000938 for Indusind Bank – BAGTHALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000938 | Yes – INDB0000938 | Yes – INDB0000938 |
For most retail customers crediting the Bagthala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's BAGTHALA branch, the IFSC INDB0000938 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bagthala branch is mapped to IFSC INDB0000938 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000938.
Products and services
Customers walking into the Bagthala branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000938
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000938 and the account number together uniquely identify the Bagthala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0000938
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the BAGTHALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000938 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – BAGTHALA:
- The IFSC is exactly INDB0000938 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and BAGTHALA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bagthala branch sits at GROUND FLOOR VPO BAGTHALA TEHSIL THANESAR DIST KURUSHETRA HARYANA 136119. If you are travelling from outside Kurukshetra, search for the branch on a maps application using the bank name and locality, or call 1744-276011 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000938 and your account number.
Verifying IFSC INDB0000938 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000938 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1744-276011.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bagthala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000938 continue to work without interruption.
Branch address & contact
Indusind BankBagthala Branch
GROUND FLOOR VPO BAGTHALA TEHSIL THANESAR DIST KURUSHETRA HARYANA 136119
Kurukshetra, Haryana
Phone: 1744-276011
IFSC: INDB0000938
Frequently asked questions
How do I add Indusind Bank Bagthala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000938, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0000938 the same for all accounts at Bagthala branch?
Yes. The IFSC INDB0000938 is shared by every account held at Indusind Bank's Bagthala branch. Only the account number changes from customer to customer.
Is IFSC INDB0000938 valid for NEFT and RTGS?
Yes. IFSC INDB0000938 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bagthala branch but serve different purposes.
Where is Indusind Bank Bagthala branch located?
Indusind Bank's Bagthala branch is located at GROUND FLOOR VPO BAGTHALA TEHSIL THANESAR DIST KURUSHETRA HARYANA 136119, Kurukshetra, Haryana.
Can I use IFSC INDB0000938 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000938 to send funds instantly.
How quickly will an NEFT transfer using INDB0000938 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Bagthala reflect within 30 minutes.
Does Indusind Bank Bagthala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1744-276011 to confirm.
Summary
The IFSC code INDB0000938 belongs to Indusind Bank's BAGTHALA branch, located at GROUND FLOOR VPO BAGTHALA TEHSIL THANESAR DIST KURUSHETRA HARYANA 136119 in KURUKSHETRA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
