Below are the complete branch details for Indusind Bank, LOTUS LAND MARK VIJAYWADA branch, located in KRISHNA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is INDB0002193. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0002193 for Indusind Bank – LOTUS LAND MARK VIJAYWADA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0002193 is the IFSC of Indusind Bank's LOTUS LAND MARK VIJAYWADA branch. The format is fixed: INDB = bank code, 0 = reserved, 002193 = branch identifier.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lotus Land Mark Vijaywada branch in Krishna, Andhra Pradesh is part of this network and uses the IFSC code INDB0002193 for all electronic settlement.
About this branch
The branch is located at INDUSIND BANK LTD J R R COMPLEX PLOT 8 LOTUS LAND MARK AYODHYA NAGAR OPPOSITE ALLURI SITA RAM RAJU PARK BESIDES LOTUS LAND MARK ARCH VIJAYAWADA 520003. It serves the Krishna region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0002193 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Lotus Land Mark Vijaywada |
| IFSC Code | INDB0002193 |
| MICR Code | Refer to cheque leaf |
| Branch Address | INDUSIND BANK LTD J R R COMPLEX PLOT 8 LOTUS LAND MARK AYODHYA NAGAR OPPOSITE ALLURI SITA RAM RAJU PARK BESIDES LOTUS LAND MARK ARCH VIJAYAWADA 520003 |
| City | Krishna |
| District | Krishna |
| State | Andhra Pradesh |
| STD Code | 866 |
| Phone | 2552193 |
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LOTUS LAND MARK VIJAYWADA of Indusind Bank — its own 11-character IFSC. The code INDB0002193 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0002193 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002193 and the account number together uniquely identify the Lotus Land Mark Vijaywada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0002193
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002193 across all three.
How to use IFSC INDB0002193 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's LOTUS LAND MARK VIJAYWADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0002193.
- Confirm the bank name auto-populates as Indusind Bank and the branch as LOTUS LAND MARK VIJAYWADA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0002193
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – LOTUS LAND MARK VIJAYWADA, ensure your bank's portal accepts IFSC INDB0002193 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank LOTUS LAND MARK VIJAYWADA (IFSC INDB0002193)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0002193 in your mobile or internet banking app, and the money is credited to the LOTUS LAND MARK VIJAYWADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0002193 for Indusind Bank – LOTUS LAND MARK VIJAYWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0002193 | Yes – INDB0002193 | Yes – INDB0002193 |
For most retail customers crediting the Lotus Land Mark Vijaywada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0002193
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – LOTUS LAND MARK VIJAYWADA is still mapped to IFSC INDB0002193. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0002193 and the beneficiary's account number to complete the transfer.
Account types you can open at the Lotus Land Mark Vijaywada branch
Once you have an account at Indusind Bank – LOTUS LAND MARK VIJAYWADA, the IFSC INDB0002193 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Lotus Land Mark Vijaywada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 866-2552193.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002193
Online banking and IFSC INDB0002193
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the LOTUS LAND MARK VIJAYWADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002193 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Lotus Land Mark Vijaywada branch sits at INDUSIND BANK LTD J R R COMPLEX PLOT 8 LOTUS LAND MARK AYODHYA NAGAR OPPOSITE ALLURI SITA RAM RAJU PARK BESIDES LOTUS LAND MARK ARCH VIJAYAWADA 520003. If you are travelling from outside Krishna, search for the branch on a maps application using the bank name and locality, or call 866-2552193 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0002193 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – LOTUS LAND MARK VIJAYWADA:
- The IFSC is exactly INDB0002193 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and LOTUS LAND MARK VIJAYWADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lotus Land Mark Vijaywada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0002193, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0002193 for Indusind Bank – LOTUS LAND MARK VIJAYWADA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indusind BankLotus Land Mark Vijaywada Branch
INDUSIND BANK LTD J R R COMPLEX PLOT 8 LOTUS LAND MARK AYODHYA NAGAR OPPOSITE ALLURI SITA RAM RAJU PARK BESIDES LOTUS LAND MARK ARCH VIJAYAWADA 520003
Krishna, Andhra Pradesh
Phone: 866-2552193
IFSC: INDB0002193
Frequently asked questions
Is IFSC INDB0002193 the same for all accounts at Lotus Land Mark Vijaywada branch?
Yes. The IFSC INDB0002193 is shared by every account held at Indusind Bank's Lotus Land Mark Vijaywada branch. Only the account number changes from customer to customer.
How do I add Indusind Bank Lotus Land Mark Vijaywada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0002193, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lotus Land Mark Vijaywada branch but serve different purposes.
Where is Indusind Bank Lotus Land Mark Vijaywada branch located?
Indusind Bank's Lotus Land Mark Vijaywada branch is located at INDUSIND BANK LTD J R R COMPLEX PLOT 8 LOTUS LAND MARK AYODHYA NAGAR OPPOSITE ALLURI SITA RAM RAJU PARK BESIDES LOTUS LAND MARK ARCH VIJAYAWADA 520003, Krishna, Andhra Pradesh.
How quickly will an NEFT transfer using INDB0002193 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Lotus Land Mark Vijaywada reflect within 30 minutes.
Can I use IFSC INDB0002193 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0002193 to send funds instantly.
Final notes
To recap: INDB0002193 is the IFSC code of Indusind Bank, LOTUS LAND MARK VIJAYWADA branch, in KRISHNA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
