Below are the complete branch details for Indusind Bank, MANKAVU KOZHIKODE branch, located in KOZHIKODE, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0002089. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0002089 for Indusind Bank – MANKAVU KOZHIKODE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's MANKAVU KOZHIKODE branch, the IFSC INDB0002089 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 002089 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Mankavu Kozhikode |
| IFSC Code | INDB0002089 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR MUNEER ZAVODILA SQUARE MANKAVU CALICUT KERALA 673007 |
| City | Kozhikode |
| District | Kozhikode |
| State | Kerala |
| STD Code | 495 |
| Phone | 9745911148 |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mankavu Kozhikode branch — IFSC INDB0002089 — extends the bank's services to customers in and around Kozhikode, Kerala.
About this branch
The branch is located at GROUND FLOOR MUNEER ZAVODILA SQUARE MANKAVU CALICUT KERALA 673007. It serves the Kozhikode region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0002089 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's MANKAVU KOZHIKODE branch came to be assigned the code INDB0002089.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0002089, money simply cannot be routed to the MANKAVU KOZHIKODE branch electronically.
How to transfer money using IFSC INDB0002089
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002089 across all three.
NEFT to Indusind Bank, MANKAVU KOZHIKODE using IFSC INDB0002089
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0002089, and confirm that the system picks up Indusind Bank – MANKAVU KOZHIKODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0002089
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – MANKAVU KOZHIKODE, ensure your bank's portal accepts IFSC INDB0002089 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – MANKAVU KOZHIKODE, use IMPS. With IFSC INDB0002089 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0002089 for Indusind Bank – MANKAVU KOZHIKODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0002089 | Yes – INDB0002089 | Yes – INDB0002089 |
For most retail customers crediting the Mankavu Kozhikode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's MANKAVU KOZHIKODE branch, the IFSC INDB0002089 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mankavu Kozhikode branch is mapped to IFSC INDB0002089 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002089.
Products and services
Customers walking into the Mankavu Kozhikode branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0002089
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002089 and the account number together uniquely identify the Mankavu Kozhikode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0002089
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the MANKAVU KOZHIKODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002089 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – MANKAVU KOZHIKODE:
- The IFSC is exactly INDB0002089 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and MANKAVU KOZHIKODE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mankavu Kozhikode branch sits at GROUND FLOOR MUNEER ZAVODILA SQUARE MANKAVU CALICUT KERALA 673007. If you are travelling from outside Kozhikode, search for the branch on a maps application using the bank name and locality, or call 495-9745911148 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0002089 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0002089 for Indusind Bank – MANKAVU KOZHIKODE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Mankavu Kozhikode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0002089 continue to work without interruption.
Branch address & contact
Indusind BankMankavu Kozhikode Branch
GROUND FLOOR MUNEER ZAVODILA SQUARE MANKAVU CALICUT KERALA 673007
Kozhikode, Kerala
Phone: 495-9745911148
IFSC: INDB0002089
Frequently asked questions
How do I add Indusind Bank Mankavu Kozhikode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0002089, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC INDB0002089 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0002089 to send funds instantly.
What is the phone number of Indusind Bank Mankavu Kozhikode branch?
You can reach the branch at 495-9745911148 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mankavu Kozhikode branch but serve different purposes.
Is IFSC INDB0002089 the same for all accounts at Mankavu Kozhikode branch?
Yes. The IFSC INDB0002089 is shared by every account held at Indusind Bank's Mankavu Kozhikode branch. Only the account number changes from customer to customer.
Is IFSC INDB0002089 valid for NEFT and RTGS?
Yes. IFSC INDB0002089 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indusind Bank Mankavu Kozhikode branch?
The IFSC code of Indusind Bank, Mankavu Kozhikode branch is INDB0002089. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code INDB0002089 belongs to Indusind Bank's MANKAVU KOZHIKODE branch, located at GROUND FLOOR MUNEER ZAVODILA SQUARE MANKAVU CALICUT KERALA 673007 in KOZHIKODE, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
