IFSC Code of Indusind Bank, Kottarakkara Branch, Kerala

Below are the complete branch details for Indusind Bank, KOTTARAKKARA branch, located in KOTTARAKKARA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001633. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001633 for Indusind Bank – KOTTARAKKARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – KOTTARAKKARA is INDB0001633. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001633 map to this branch in KOTTARAKKARA, KERALA.

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kottarakkara branch — IFSC INDB0001633 — extends the bank's services to customers in and around Kottarakkara, Kerala.

Branch details at a glance

About the Kottarakkara branch

The Kottarakkara branch of Indusind Bank is situated at INDUSIND BANK LTD GROUND FLOOR DOOR NO 784 VIJAYA NAGAR BUILDING PULAMON JUNCTION KOTTARAKKARA DISTRICT KOLLAM 693531 KERALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001633 is used.

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOTTARAKKARA of Indusind Bank — its own 11-character IFSC. The code INDB0001633 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001633 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Kottarakkara branch is mapped to IFSC INDB0001633 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0001633.

Banking services available

The Kottarakkara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 474-4742652005.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001633

How to transfer money using IFSC INDB0001633

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001633 across all three.

NEFT to Indusind Bank, KOTTARAKKARA using IFSC INDB0001633

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001633, and confirm that the system picks up Indusind Bank – KOTTARAKKARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KOTTARAKKARA

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's KOTTARAKKARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001633 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank KOTTARAKKARA (IFSC INDB0001633)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001633 in your mobile or internet banking app, and the money is credited to the KOTTARAKKARA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kottarakkara

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0001633:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KOTTARAKKARA is still linked to IFSC INDB0001633.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC INDB0001633

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – KOTTARAKKARA is still mapped to IFSC INDB0001633. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001633 and the beneficiary's account number to complete the transfer.

Online banking and IFSC INDB0001633

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KOTTARAKKARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001633 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kottarakkara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001633 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – KOTTARAKKARA:

• The IFSC is exactly INDB0001633 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and KOTTARAKKARA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kottarakkara branch

The branch is located at INDUSIND BANK LTD GROUND FLOOR DOOR NO 784 VIJAYA NAGAR BUILDING PULAMON JUNCTION KOTTARAKKARA DISTRICT KOLLAM 693531 KERALA, which puts it inside Kottarakkara, the broader Kollam district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Indusind Bank Kottarakkara branch” — the verified location pin for IFSC INDB0001633 should appear at the top of the results.
2. Confirm the branch is open by calling 474-4742652005 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001633 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0001633 for Indusind Bank – KOTTARAKKARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kottarakkara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001633, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0001633 belongs to Indusind Bank's KOTTARAKKARA branch, located at INDUSIND BANK LTD GROUND FLOOR DOOR NO 784 VIJAYA NAGAR BUILDING PULAMON… in KOTTARAKKARA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.