Below are the complete branch details for Indusind Bank, SARAT BOSE ROAD branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001494. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001494 for Indusind Bank – SARAT BOSE ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's SARAT BOSE ROAD branch, the IFSC INDB0001494 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001494 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Sarat Bose Road |
| IFSC Code | INDB0001494 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BUILDING SUVAAS PREMISES BEARING NO 176 SARAT BOSE ROAD PS RABINDRA SAROBAR KOLKATA |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 3346012308 |
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Sarat Bose Road branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0001494.
About this branch
The branch is located at BUILDING SUVAAS PREMISES BEARING NO 176 SARAT BOSE ROAD PS RABINDRA SAROBAR KOLKATA. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001494 is used to identify this branch on the RBI payments network.
Why every Indusind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARAT BOSE ROAD of Indusind Bank — its own 11-character IFSC. The code INDB0001494 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001494 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC INDB0001494
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001494 across all three.
How to use IFSC INDB0001494 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's SARAT BOSE ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001494.
- Confirm the bank name auto-populates as Indusind Bank and the branch as SARAT BOSE ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SARAT BOSE ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's SARAT BOSE ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001494 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – SARAT BOSE ROAD, use IMPS. With IFSC INDB0001494 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001494 for Indusind Bank – SARAT BOSE ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001494 | Yes – INDB0001494 | Yes – INDB0001494 |
For most retail customers crediting the Sarat Bose Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's SARAT BOSE ROAD branch, the IFSC INDB0001494 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sarat Bose Road branch is mapped to IFSC INDB0001494 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001494.
Banking services available
The Sarat Bose Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-3346012308.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001494
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001494 and the account number together uniquely identify the Sarat Bose Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0001494
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the SARAT BOSE ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001494 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – SARAT BOSE ROAD:
- The IFSC is exactly INDB0001494 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and SARAT BOSE ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sarat Bose Road branch sits at BUILDING SUVAAS PREMISES BEARING NO 176 SARAT BOSE ROAD PS RABINDRA SAROBAR KOLKATA. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 33-3346012308 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001494 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001494 for Indusind Bank – SARAT BOSE ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sarat Bose Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001494 continue to work without interruption.
Branch address & contact
Indusind BankSarat Bose Road Branch
BUILDING SUVAAS PREMISES BEARING NO 176 SARAT BOSE ROAD PS RABINDRA SAROBAR KOLKATA
Kolkata, West Bengal
Phone: 33-3346012308
IFSC: INDB0001494
Frequently asked questions
How quickly will an NEFT transfer using INDB0001494 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Sarat Bose Road reflect within 30 minutes.
What is the phone number of Indusind Bank Sarat Bose Road branch?
You can reach the branch at 33-3346012308 during regular banking hours.
Can I use IFSC INDB0001494 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0001494 to send funds instantly.
Does Indusind Bank Sarat Bose Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-3346012308 to confirm.
How do I add Indusind Bank Sarat Bose Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001494, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC INDB0001494 valid for NEFT and RTGS?
Yes. IFSC INDB0001494 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: INDB0001494 is the IFSC code of Indusind Bank, SARAT BOSE ROAD branch, in KOLKATA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
