Use this page as a one-stop reference for everything related to Indusind Bank's KASBA KOLKATA branch in KOLKATA, WEST BENGAL. The branch's IFSC code INDB0000872 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0000872 is the IFSC of Indusind Bank's KASBA KOLKATA branch. The format is fixed: INDB = bank code, 0 = reserved, 000872 = branch identifier.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Kasba Kolkata branch in Kolkata. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0000872.
About this branch
The branch is located at GRD FLR RENE TOWER PLOT NO AA1 1842 RAJDHANGA MAIN ROAD WARD NO 107 KASBA KOLKATA 700107 WB. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000872 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Kasba Kolkata |
| IFSC Code | INDB0000872 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLR RENE TOWER PLOT NO AA1 1842 RAJDHANGA MAIN ROAD WARD NO 107 KASBA KOLKATA 700107 WB |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 40056052 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KASBA KOLKATA branch came to be assigned the code INDB0000872.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000872, money simply cannot be routed to the KASBA KOLKATA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kasba Kolkata branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000872 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC INDB0000872
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000872 across all three.
NEFT to Indusind Bank, KASBA KOLKATA using IFSC INDB0000872
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000872, and confirm that the system picks up Indusind Bank – KASBA KOLKATA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0000872
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – KASBA KOLKATA, ensure your bank's portal accepts IFSC INDB0000872 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank KASBA KOLKATA (IFSC INDB0000872)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0000872 in your mobile or internet banking app, and the money is credited to the KASBA KOLKATA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kasba Kolkata
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0000872:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KASBA KOLKATA is still linked to IFSC INDB0000872.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC INDB0000872
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – KASBA KOLKATA is still mapped to IFSC INDB0000872. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0000872 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kasba Kolkata branch
Once you have an account at Indusind Bank – KASBA KOLKATA, the IFSC INDB0000872 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kasba Kolkata branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-40056052.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000872
Digital banking channels
Most day-to-day work that customers used to do at the Kasba Kolkata branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0000872 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kasba Kolkata branch
The branch is located at GRD FLR RENE TOWER PLOT NO AA1 1842 RAJDHANGA MAIN ROAD WARD NO 107 KASBA KOLKATA 700107 WB, which puts it inside Kolkata, the broader Kolkata district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Kasba Kolkata branch” — the verified location pin for IFSC INDB0000872 should appear at the top of the results.
- Confirm the branch is open by calling 33-40056052 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000872 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – KASBA KOLKATA:
- The IFSC is exactly INDB0000872 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and KASBA KOLKATA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kasba Kolkata branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0000872, however, work 24x7.
Verifying IFSC INDB0000872 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000872 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-40056052.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankKasba Kolkata Branch
GRD FLR RENE TOWER PLOT NO AA1 1842 RAJDHANGA MAIN ROAD WARD NO 107 KASBA KOLKATA 700107 WB
Kolkata, West Bengal
Phone: 33-40056052
IFSC: INDB0000872
Frequently asked questions
Can I use IFSC INDB0000872 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000872 to send funds instantly.
What is the phone number of Indusind Bank Kasba Kolkata branch?
You can reach the branch at 33-40056052 during regular banking hours.
How quickly will an NEFT transfer using INDB0000872 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Kasba Kolkata reflect within 30 minutes.
Is IFSC INDB0000872 valid for NEFT and RTGS?
Yes. IFSC INDB0000872 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indusind Bank Kasba Kolkata branch?
The IFSC code of Indusind Bank, Kasba Kolkata branch is INDB0000872. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0000872 the same for all accounts at Kasba Kolkata branch?
Yes. The IFSC INDB0000872 is shared by every account held at Indusind Bank's Kasba Kolkata branch. Only the account number changes from customer to customer.
Does Indusind Bank Kasba Kolkata branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-40056052 to confirm.
How do I add Indusind Bank Kasba Kolkata as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000872, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: INDB0000872 is the IFSC code of Indusind Bank, KASBA KOLKATA branch, in KOLKATA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
