Below are the complete branch details for Indusind Bank, JAMES LONG SARANI branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001848. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001848 for Indusind Bank – JAMES LONG SARANI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's JAMES LONG SARANI branch, the IFSC INDB0001848 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 001848 identifies this particular branch.
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its James Long Sarani branch in Kolkata, West Bengal is part of this network and uses the IFSC code INDB0001848 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR 162 MITRA COLONY JAMES LONG SARANI KOLKATA POPSBEHALA PIN 700034. It serves the Kolkata region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0001848 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | James Long Sarani |
| IFSC Code | INDB0001848 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR 162 MITRA COLONY JAMES LONG SARANI KOLKATA POPSBEHALA PIN 700034 |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| STD Code | 33 |
| Phone | 7605042792 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's JAMES LONG SARANI branch came to be assigned the code INDB0001848.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001848, money simply cannot be routed to the JAMES LONG SARANI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the James Long Sarani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001848 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC INDB0001848
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001848 across all three.
NEFT to Indusind Bank, JAMES LONG SARANI using IFSC INDB0001848
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001848, and confirm that the system picks up Indusind Bank – JAMES LONG SARANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0001848
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – JAMES LONG SARANI, ensure your bank's portal accepts IFSC INDB0001848 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indusind Bank JAMES LONG SARANI (IFSC INDB0001848)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001848 in your mobile or internet banking app, and the money is credited to the JAMES LONG SARANI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001848 for Indusind Bank – JAMES LONG SARANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001848 | Yes – INDB0001848 | Yes – INDB0001848 |
For most retail customers crediting the James Long Sarani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001848
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – JAMES LONG SARANI is still mapped to IFSC INDB0001848. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001848 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the James Long Sarani branch is mapped to IFSC INDB0001848 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001848.
Products and services
Customers walking into the James Long Sarani branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001848
Online banking and IFSC INDB0001848
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the JAMES LONG SARANI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001848 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The James Long Sarani branch sits at GROUND FLOOR 162 MITRA COLONY JAMES LONG SARANI KOLKATA POPSBEHALA PIN 700034. If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call 33-7605042792 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001848 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – JAMES LONG SARANI:
- The IFSC is exactly INDB0001848 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and JAMES LONG SARANI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The James Long Sarani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001848, however, work 24x7.
Verifying IFSC INDB0001848 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001848 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-7605042792.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankJames Long Sarani Branch
GROUND FLOOR 162 MITRA COLONY JAMES LONG SARANI KOLKATA POPSBEHALA PIN 700034
Kolkata, West Bengal
Phone: 33-7605042792
IFSC: INDB0001848
Frequently asked questions
How quickly will an NEFT transfer using INDB0001848 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – James Long Sarani reflect within 30 minutes.
Where is Indusind Bank James Long Sarani branch located?
Indusind Bank's James Long Sarani branch is located at GROUND FLOOR 162 MITRA COLONY JAMES LONG SARANI KOLKATA POPSBEHALA PIN 700034, Kolkata, West Bengal.
What is the phone number of Indusind Bank James Long Sarani branch?
You can reach the branch at 33-7605042792 during regular banking hours.
Is IFSC INDB0001848 the same for all accounts at James Long Sarani branch?
Yes. The IFSC INDB0001848 is shared by every account held at Indusind Bank's James Long Sarani branch. Only the account number changes from customer to customer.
Does Indusind Bank James Long Sarani branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-7605042792 to confirm.
How do I add Indusind Bank James Long Sarani as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001848, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the James Long Sarani branch but serve different purposes.
Summary
The IFSC code INDB0001848 belongs to Indusind Bank's JAMES LONG SARANI branch, located at GROUND FLOOR 162 MITRA COLONY JAMES LONG SARANI KOLKATA POPSBEHALA PIN 700034 in KOLKATA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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