Below are the complete branch details for Indusind Bank, KISHTWAR branch, located in KISHTWAR, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is INDB0002056. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0002056 for Indusind Bank – KISHTWAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0002056 is the IFSC of Indusind Bank's KISHTWAR branch. The format is fixed: INDB = bank code, 0 = reserved, 002056 = branch identifier.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kishtwar branch — IFSC INDB0002056 — extends the bank's services to customers in and around Kishtwar, Jammu and Kashmir.
About the Kishtwar branch
The Kishtwar branch of Indusind Bank is situated at KULEED CHOWK KISHTWAR JAMMU AND KASHMIR 182204. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0002056 is used.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Kishtwar |
| IFSC Code | INDB0002056 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KULEED CHOWK KISHTWAR JAMMU AND KASHMIR 182204 |
| City | Kishtwar |
| District | Kishtwar |
| State | Jammu and Kashmir |
| STD Code | 1995 |
| Phone | 9797366294 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KISHTWAR branch came to be assigned the code INDB0002056.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0002056, money simply cannot be routed to the KISHTWAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002056 and the account number together uniquely identify the Kishtwar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC INDB0002056
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002056 across all three.
How to use IFSC INDB0002056 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's KISHTWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0002056.
- Confirm the bank name auto-populates as Indusind Bank and the branch as KISHTWAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC INDB0002056
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – KISHTWAR, ensure your bank's portal accepts IFSC INDB0002056 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – KISHTWAR, use IMPS. With IFSC INDB0002056 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kishtwar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0002056:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KISHTWAR is still linked to IFSC INDB0002056.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's KISHTWAR branch, the IFSC INDB0002056 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kishtwar branch is mapped to IFSC INDB0002056 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0002056.
Banking services available
The Kishtwar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1995-9797366294.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002056
Online banking and IFSC INDB0002056
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KISHTWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002056 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kishtwar branch
The branch is located at KULEED CHOWK KISHTWAR JAMMU AND KASHMIR 182204, which puts it inside Kishtwar, the broader Kishtwar district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Kishtwar branch” — the verified location pin for IFSC INDB0002056 should appear at the top of the results.
- Confirm the branch is open by calling 1995-9797366294 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002056 and your account number.
Common mistakes to avoid when using IFSC INDB0002056
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – KISHTWAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0002056. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kishtwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0002056 continue to work without interruption.
Verifying IFSC INDB0002056 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002056 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1995-9797366294.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankKishtwar Branch
KULEED CHOWK KISHTWAR JAMMU AND KASHMIR 182204
Kishtwar, Jammu and Kashmir
Phone: 1995-9797366294
IFSC: INDB0002056
Frequently asked questions
Is IFSC INDB0002056 the same for all accounts at Kishtwar branch?
Yes. The IFSC INDB0002056 is shared by every account held at Indusind Bank's Kishtwar branch. Only the account number changes from customer to customer.
How do I add Indusind Bank Kishtwar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0002056, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indusind Bank Kishtwar branch located?
Indusind Bank's Kishtwar branch is located at KULEED CHOWK KISHTWAR JAMMU AND KASHMIR 182204, Kishtwar, Jammu and Kashmir.
How quickly will an NEFT transfer using INDB0002056 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Kishtwar reflect within 30 minutes.
What is the IFSC code of Indusind Bank Kishtwar branch?
The IFSC code of Indusind Bank, Kishtwar branch is INDB0002056. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC INDB0002056 valid for NEFT and RTGS?
Yes. IFSC INDB0002056 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Kishtwar branch?
You can reach the branch at 1995-9797366294 during regular banking hours.
Summary
The IFSC code INDB0002056 belongs to Indusind Bank's KISHTWAR branch, located at KULEED CHOWK KISHTWAR JAMMU AND KASHMIR 182204 in KISHTWAR, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
