IFSC Code of Indusind Bank, Raghunathpur Bhubaneshwar Branch, Odisha

If you are searching for the IFSC code of Indusind Bank, RAGHUNATHPUR BHUBANESHWAR branch in KHORDHA, ODISHA, this page has every detail you need. The verified IFSC code for this branch is INDB0002083. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAGHUNATHPUR BHUBANESHWAR branch, and detailed step-by-step guides for using the IFSC INDB0002083 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indusind Bank's RAGHUNATHPUR BHUBANESHWAR branch, the IFSC INDB0002083 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 002083 identifies this particular branch.

About the bank

Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Raghunathpur Bhubaneshwar branch in Khordha, Odisha is part of this network and uses the IFSC code INDB0002083 for all electronic settlement.

Raghunathpur Bhubaneshwar branch overview

Located at GROUND FLOOR UNIT NOS 007B ROYAL ARCADE MAIN NANDANKANAN ROAD BHUNANESHWAR P O RAGHUNATHPUR P S NANDANKANAN DISTRICT KHORDAH ODISHA 751024, the Raghunathpur Bhubaneshwar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0002083 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's RAGHUNATHPUR BHUBANESHWAR branch came to be assigned the code INDB0002083.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0002083, money simply cannot be routed to the RAGHUNATHPUR BHUBANESHWAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Raghunathpur Bhubaneshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0002083 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC INDB0002083

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002083 across all three.

How to use IFSC INDB0002083 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's RAGHUNATHPUR BHUBANESHWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0002083.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as RAGHUNATHPUR BHUBANESHWAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to RAGHUNATHPUR BHUBANESHWAR

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's RAGHUNATHPUR BHUBANESHWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0002083 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank RAGHUNATHPUR BHUBANESHWAR (IFSC INDB0002083)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0002083 in your mobile or internet banking app, and the money is credited to the RAGHUNATHPUR BHUBANESHWAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Raghunathpur Bhubaneshwar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0002083:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAGHUNATHPUR BHUBANESHWAR is still linked to IFSC INDB0002083.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's RAGHUNATHPUR BHUBANESHWAR branch, the IFSC INDB0002083 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Raghunathpur Bhubaneshwar branch

Once you have an account at Indusind Bank – RAGHUNATHPUR BHUBANESHWAR, the IFSC INDB0002083 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Raghunathpur Bhubaneshwar branch can access most of Indusind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC INDB0002083

Online banking and IFSC INDB0002083

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the RAGHUNATHPUR BHUBANESHWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002083 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Raghunathpur Bhubaneshwar branch

The branch is located at GROUND FLOOR UNIT NOS 007B ROYAL ARCADE MAIN NANDANKANAN ROAD BHUNANESHWAR P O RAGHUNATHPUR P S NANDANKANAN DISTRICT KHORDAH ODISHA 751024, which puts it inside Khordha, the broader Khordha district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “Indusind Bank Raghunathpur Bhubaneshwar branch” — the verified location pin for IFSC INDB0002083 should appear at the top of the results.
2. Confirm the branch is open by calling 674-2727210 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002083 and your account number.

Common mistakes to avoid when using IFSC INDB0002083

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – RAGHUNATHPUR BHUBANESHWAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: INDB0002083.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Raghunathpur Bhubaneshwar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0002083, however, work 24x7.

Verifying IFSC INDB0002083 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002083 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 674-2727210.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0002083 belongs to Indusind Bank's RAGHUNATHPUR BHUBANESHWAR branch, located at GROUND FLOOR UNIT NOS 007B ROYAL ARCADE MAIN NANDANKANAN ROAD BHUNANESHWAR P O… in KHORDHA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.