IFSC Code of Indusind Bank, Jaydev Vihar Bhubaneshwer Branch, Odisha

Below are the complete branch details for Indusind Bank, JAYDEV VIHAR BHUBANESHWER branch, located in KHORDHA, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is INDB0002339. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0002339 for Indusind Bank – JAYDEV VIHAR BHUBANESHWER — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, INDB0002339 is the IFSC of Indusind Bank's JAYDEV VIHAR BHUBANESHWER branch. The format is fixed: INDB = bank code, 0 = reserved, 002339 = branch identifier.

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jaydev Vihar Bhubaneshwer branch — IFSC INDB0002339 — extends the bank's services to customers in and around Khordha, Odisha.

Branch details at a glance

About the Jaydev Vihar Bhubaneshwer branch

The Jaydev Vihar Bhubaneshwer branch of Indusind Bank is situated at GROUND FLOOR IRC VILLAGE JAYDEV VIHAR BHUBANESHWER ODISHA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0002339 is used.

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAYDEV VIHAR BHUBANESHWER of Indusind Bank — its own 11-character IFSC. The code INDB0002339 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0002339 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Jaydev Vihar Bhubaneshwer branch

Once you have an account at Indusind Bank – JAYDEV VIHAR BHUBANESHWER, the IFSC INDB0002339 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Jaydev Vihar Bhubaneshwer branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 674-2919423.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002339

How to transfer money using IFSC INDB0002339

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002339 across all three.

How to use IFSC INDB0002339 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's JAYDEV VIHAR BHUBANESHWER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC INDB0002339.
4. Confirm the bank name auto-populates as Indusind Bank and the branch as JAYDEV VIHAR BHUBANESHWER.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC INDB0002339

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – JAYDEV VIHAR BHUBANESHWER, ensure your bank's portal accepts IFSC INDB0002339 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Indusind Bank – JAYDEV VIHAR BHUBANESHWER, use IMPS. With IFSC INDB0002339 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC INDB0002339 for Indusind Bank – JAYDEV VIHAR BHUBANESHWER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jaydev Vihar Bhubaneshwer branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's JAYDEV VIHAR BHUBANESHWER branch, the IFSC INDB0002339 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC INDB0002339

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the JAYDEV VIHAR BHUBANESHWER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0002339 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002339 and the account number together uniquely identify the Jaydev Vihar Bhubaneshwer branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – JAYDEV VIHAR BHUBANESHWER:

• The IFSC is exactly INDB0002339 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and JAYDEV VIHAR BHUBANESHWER as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jaydev Vihar Bhubaneshwer branch sits at GROUND FLOOR IRC VILLAGE JAYDEV VIHAR BHUBANESHWER ODISHA. If you are travelling from outside Khordha, search for the branch on a maps application using the bank name and locality, or call 674-2919423 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0002339 and your account number.

Verifying IFSC INDB0002339 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002339 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 674-2919423.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jaydev Vihar Bhubaneshwer are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0002339 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0002339 belongs to Indusind Bank's JAYDEV VIHAR BHUBANESHWER branch, located at GROUND FLOOR IRC VILLAGE JAYDEV VIHAR BHUBANESHWER ODISHA in KHORDHA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.