This page lists the IFSC code, branch address, contact number and fund-transfer information for Indusind Bank, KESHOD branch in KESHOD. The 11-digit IFSC INDB0001862 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indusind Bank at the KESHOD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001862 is the IFSC of Indusind Bank's KESHOD branch. The format is fixed: INDB = bank code, 0 = reserved, 001862 = branch identifier.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Keshod |
| IFSC Code | INDB0001862 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR SHOP NO 1 2 3 4 VIKAS COMPLEX BESIDE AIRTEL STORE JUNAGADH HIGHWAY ROAD |
| City | Keshod |
| District | Junagadh |
| State | Gujarat |
| STD Code | 2871 |
| Phone | 238004 |
About the bank
Indusind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Keshod branch in Keshod, Gujarat is part of this network and uses the IFSC code INDB0001862 for all electronic settlement.
About the Keshod branch
The Keshod branch of Indusind Bank is situated at GROUND FLOOR SHOP NO 1 2 3 4 VIKAS COMPLEX BESIDE AIRTEL STORE JUNAGADH HIGHWAY ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001862 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KESHOD branch came to be assigned the code INDB0001862.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001862, money simply cannot be routed to the KESHOD branch electronically.
How to transfer money using IFSC INDB0001862
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001862 across all three.
How to use IFSC INDB0001862 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's KESHOD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0001862.
- Confirm the bank name auto-populates as Indusind Bank and the branch as KESHOD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KESHOD
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's KESHOD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001862 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – KESHOD, use IMPS. With IFSC INDB0001862 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0001862 for Indusind Bank – KESHOD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0001862 | Yes – INDB0001862 | Yes – INDB0001862 |
For most retail customers crediting the Keshod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC INDB0001862
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – KESHOD is still mapped to IFSC INDB0001862. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001862 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Keshod branch is mapped to IFSC INDB0001862 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001862.
Products and services
Customers walking into the Keshod branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0001862
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0001862 and the account number together uniquely identify the Keshod branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0001862
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KESHOD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001862 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC INDB0001862
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – KESHOD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001862. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Keshod branch sits at GROUND FLOOR SHOP NO 1 2 3 4 VIKAS COMPLEX BESIDE AIRTEL STORE JUNAGADH HIGHWAY ROAD. If you are travelling from outside Keshod, search for the branch on a maps application using the bank name and locality, or call 2871-238004 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001862 and your account number.
Verifying IFSC INDB0001862 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0001862 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2871-238004.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Keshod are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0001862 continue to work without interruption.
Branch address & contact
Indusind BankKeshod Branch
GROUND FLOOR SHOP NO 1 2 3 4 VIKAS COMPLEX BESIDE AIRTEL STORE JUNAGADH HIGHWAY ROAD
Keshod, Gujarat
Phone: 2871-238004
IFSC: INDB0001862
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Keshod branch but serve different purposes.
Is IFSC INDB0001862 valid for NEFT and RTGS?
Yes. IFSC INDB0001862 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indusind Bank Keshod as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001862, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indusind Bank Keshod branch located?
Indusind Bank's Keshod branch is located at GROUND FLOOR SHOP NO 1 2 3 4 VIKAS COMPLEX BESIDE AIRTEL STORE JUNAGADH HIGHWAY ROAD, Keshod, Gujarat.
Does Indusind Bank Keshod branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2871-238004 to confirm.
Is IFSC INDB0001862 the same for all accounts at Keshod branch?
Yes. The IFSC INDB0001862 is shared by every account held at Indusind Bank's Keshod branch. Only the account number changes from customer to customer.
Summary
The IFSC code INDB0001862 belongs to Indusind Bank's KESHOD branch, located at GROUND FLOOR SHOP NO 1 2 3 4 VIKAS COMPLEX BESIDE AIRTEL STORE JUNAGADH… in KESHOD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
