Use this page as a one-stop reference for everything related to Indusind Bank's KENDRAPARA branch in KENDRAPARA, ODISHA. The branch's IFSC code INDB0002272 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indusind Bank – KENDRAPARA is INDB0002272. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002272 map to this branch in KENDRAPARA, ODISHA.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Kendrapara |
| IFSC Code | INDB0002272 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PLOT NO 94 93 MAHIPAL KENDRAPARA ODISHA 754211 |
| City | Kendrapara |
| District | Kendrapara |
| State | Odisha |
| STD Code | 6727 |
| Phone | 295093 |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kendrapara branch — IFSC INDB0002272 — extends the bank's services to customers in and around Kendrapara, Odisha.
About this branch
The branch is located at GROUND FLOOR PLOT NO 94 93 MAHIPAL KENDRAPARA ODISHA 754211. It serves the Kendrapara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0002272 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KENDRAPARA branch came to be assigned the code INDB0002272.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0002272, money simply cannot be routed to the KENDRAPARA branch electronically.
How to transfer money using IFSC INDB0002272
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0002272 across all three.
How to use IFSC INDB0002272 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's KENDRAPARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0002272.
- Confirm the bank name auto-populates as Indusind Bank and the branch as KENDRAPARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KENDRAPARA
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's KENDRAPARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0002272 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – KENDRAPARA, use IMPS. With IFSC INDB0002272 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kendrapara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0002272:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KENDRAPARA is still linked to IFSC INDB0002272.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's KENDRAPARA branch, the IFSC INDB0002272 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kendrapara branch
Once you have an account at Indusind Bank – KENDRAPARA, the IFSC INDB0002272 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kendrapara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6727-295093.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0002272
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0002272 and the account number together uniquely identify the Kendrapara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kendrapara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0002272 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC INDB0002272
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – KENDRAPARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0002272. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kendrapara branch
The branch is located at GROUND FLOOR PLOT NO 94 93 MAHIPAL KENDRAPARA ODISHA 754211, which puts it inside Kendrapara, the broader Kendrapara district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Kendrapara branch” — the verified location pin for IFSC INDB0002272 should appear at the top of the results.
- Confirm the branch is open by calling 6727-295093 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0002272 and your account number.
Verifying IFSC INDB0002272 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0002272 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6727-295093.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kendrapara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0002272 continue to work without interruption.
Branch address & contact
Indusind BankKendrapara Branch
GROUND FLOOR PLOT NO 94 93 MAHIPAL KENDRAPARA ODISHA 754211
Kendrapara, Odisha
Phone: 6727-295093
IFSC: INDB0002272
Frequently asked questions
Is IFSC INDB0002272 valid for NEFT and RTGS?
Yes. IFSC INDB0002272 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Kendrapara branch?
You can reach the branch at 6727-295093 during regular banking hours.
How quickly will an NEFT transfer using INDB0002272 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Kendrapara reflect within 30 minutes.
How do I add Indusind Bank Kendrapara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0002272, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indusind Bank Kendrapara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6727-295093 to confirm.
Where is Indusind Bank Kendrapara branch located?
Indusind Bank's Kendrapara branch is located at GROUND FLOOR PLOT NO 94 93 MAHIPAL KENDRAPARA ODISHA 754211, Kendrapara, Odisha.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kendrapara branch but serve different purposes.
Is IFSC INDB0002272 the same for all accounts at Kendrapara branch?
Yes. The IFSC INDB0002272 is shared by every account held at Indusind Bank's Kendrapara branch. Only the account number changes from customer to customer.
Summary
The IFSC code INDB0002272 belongs to Indusind Bank's KENDRAPARA branch, located at GROUND FLOOR PLOT NO 94 93 MAHIPAL KENDRAPARA ODISHA 754211 in KENDRAPARA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
