Below are the complete branch details for Indusind Bank, KATRA branch, located in KATRA, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is INDB0001869. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0001869 for Indusind Bank – KATRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0001869 is the IFSC of Indusind Bank's KATRA branch. The format is fixed: INDB = bank code, 0 = reserved, 001869 = branch identifier.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Katra branch — IFSC INDB0001869 — extends the bank's services to customers in and around Katra, Jammu and Kashmir.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Katra |
| IFSC Code | INDB0001869 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AASHIRWAD BHAWAN NIHARIKA COMPLEX NEAR BUS STAND BY PASS KATRA JAMMU KASHMIR |
| City | Katra |
| District | Reasi |
| State | Jammu and Kashmir |
| STD Code | 1991 |
| Phone | 235025 |
About the Katra branch
The Katra branch of Indusind Bank is situated at AASHIRWAD BHAWAN NIHARIKA COMPLEX NEAR BUS STAND BY PASS KATRA JAMMU KASHMIR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0001869 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KATRA branch came to be assigned the code INDB0001869.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0001869, money simply cannot be routed to the KATRA branch electronically.
Products and account variants supported
Every account opened at the Katra branch is mapped to IFSC INDB0001869 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0001869.
Banking services available
The Katra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1991-235025.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001869
How to transfer money using IFSC INDB0001869
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001869 across all three.
NEFT to Indusind Bank, KATRA using IFSC INDB0001869
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001869, and confirm that the system picks up Indusind Bank – KATRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KATRA
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's KATRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001869 while initiating the transfer and the credit will appear within minutes.
IMPS to Indusind Bank KATRA (IFSC INDB0001869)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001869 in your mobile or internet banking app, and the money is credited to the KATRA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Katra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0001869:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KATRA is still linked to IFSC INDB0001869.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC INDB0001869
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indusind Bank – KATRA is still mapped to IFSC INDB0001869. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC INDB0001869 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Katra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC INDB0001869 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Katra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001869 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC INDB0001869
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – KATRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0001869. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Katra branch
The branch is located at AASHIRWAD BHAWAN NIHARIKA COMPLEX NEAR BUS STAND BY PASS KATRA JAMMU KASHMIR, which puts it inside Katra, the broader Reasi district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Katra branch” — the verified location pin for IFSC INDB0001869 should appear at the top of the results.
- Confirm the branch is open by calling 1991-235025 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0001869 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0001869 for Indusind Bank – KATRA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Katra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001869, however, work 24x7.
Branch address & contact
Indusind BankKatra Branch
AASHIRWAD BHAWAN NIHARIKA COMPLEX NEAR BUS STAND BY PASS KATRA JAMMU KASHMIR
Katra, Jammu and Kashmir
Phone: 1991-235025
IFSC: INDB0001869
Frequently asked questions
How do I add Indusind Bank Katra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0001869, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indusind Bank Katra branch?
The IFSC code of Indusind Bank, Katra branch is INDB0001869. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using INDB0001869 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Katra reflect within 30 minutes.
Where is Indusind Bank Katra branch located?
Indusind Bank's Katra branch is located at AASHIRWAD BHAWAN NIHARIKA COMPLEX NEAR BUS STAND BY PASS KATRA JAMMU KASHMIR, Katra, Jammu and Kashmir.
Is IFSC INDB0001869 valid for NEFT and RTGS?
Yes. IFSC INDB0001869 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC INDB0001869 the same for all accounts at Katra branch?
Yes. The IFSC INDB0001869 is shared by every account held at Indusind Bank's Katra branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Katra branch but serve different purposes.
Does Indusind Bank Katra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1991-235025 to confirm.
Final notes
To recap: INDB0001869 is the IFSC code of Indusind Bank, KATRA branch, in KATRA, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
