Use this page as a one-stop reference for everything related to Indusind Bank's KARAD branch in KARAD, MAHARASHTRA. The branch's IFSC code INDB0000910 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0000910 is the IFSC of Indusind Bank's KARAD branch. The format is fixed: INDB = bank code, 0 = reserved, 000910 = branch identifier.
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Karad branch — IFSC INDB0000910 — extends the bank's services to customers in and around Karad, Maharashtra.
About this branch
The branch is located at GUJAR HOUSE 373 PLOT NO 419 SHANIWAR PETH MARKET YARD ROAD KARAD 415110 SATARA DIST MAHARASHTRA. It serves the Karad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indusind Bank. The IFSC INDB0000910 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Karad |
| IFSC Code | INDB0000910 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GUJAR HOUSE 373 PLOT NO 419 SHANIWAR PETH MARKET YARD ROAD KARAD 415110 SATARA DIST MAHARASHTRA |
| City | Karad |
| District | Satara |
| State | Maharashtra |
| STD Code | 2164 |
| Phone | 224941 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KARAD branch came to be assigned the code INDB0000910.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000910, money simply cannot be routed to the KARAD branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Karad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0000910 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC INDB0000910
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000910 across all three.
How to use IFSC INDB0000910 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indusind Bank's KARAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC INDB0000910.
- Confirm the bank name auto-populates as Indusind Bank and the branch as KARAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KARAD
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's KARAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000910 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – KARAD, use IMPS. With IFSC INDB0000910 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Karad
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0000910:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KARAD is still linked to IFSC INDB0000910.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's KARAD branch, the IFSC INDB0000910 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Karad branch
Once you have an account at Indusind Bank – KARAD, the IFSC INDB0000910 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Karad branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000910
Online banking and IFSC INDB0000910
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KARAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000910 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Karad branch
The branch is located at GUJAR HOUSE 373 PLOT NO 419 SHANIWAR PETH MARKET YARD ROAD KARAD 415110 SATARA DIST MAHARASHTRA, which puts it inside Karad, the broader Satara district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indusind Bank Karad branch” — the verified location pin for IFSC INDB0000910 should appear at the top of the results.
- Confirm the branch is open by calling 2164-224941 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC INDB0000910 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – KARAD:
- The IFSC is exactly INDB0000910 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and KARAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Karad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000910 continue to work without interruption.
Verifying IFSC INDB0000910 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000910 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2164-224941.
- Visiting the bank's official branch locator page.
Branch address & contact
Indusind BankKarad Branch
GUJAR HOUSE 373 PLOT NO 419 SHANIWAR PETH MARKET YARD ROAD KARAD 415110 SATARA DIST MAHARASHTRA
Karad, Maharashtra
Phone: 2164-224941
IFSC: INDB0000910
Frequently asked questions
Where is Indusind Bank Karad branch located?
Indusind Bank's Karad branch is located at GUJAR HOUSE 373 PLOT NO 419 SHANIWAR PETH MARKET YARD ROAD KARAD 415110 SATARA DIST MAHARASHTRA, Karad, Maharashtra.
How do I add Indusind Bank Karad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000910, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using INDB0000910 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Karad reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Karad branch but serve different purposes.
Is IFSC INDB0000910 valid for NEFT and RTGS?
Yes. IFSC INDB0000910 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indusind Bank Karad branch?
You can reach the branch at 2164-224941 during regular banking hours.
Summary
The IFSC code INDB0000910 belongs to Indusind Bank's KARAD branch, located at GUJAR HOUSE 373 PLOT NO 419 SHANIWAR PETH MARKET YARD ROAD KARAD 415110 SATARA… in KARAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
