IFSC Code of Indusind Bank, Kalyan Sahajanand Chowk Branch, Maharashtra

Use this page as a one-stop reference for everything related to Indusind Bank's KALYAN SAHAJANAND CHOWK branch in KALYAN, MAHARASHTRA. The branch's IFSC code INDB0001867 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indusind Bank – KALYAN SAHAJANAND CHOWK is INDB0001867. The first four letters INDB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001867 map to this branch in KALYAN, MAHARASHTRA.

Bank profile

Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kalyan Sahajanand Chowk branch — IFSC INDB0001867 — extends the bank's services to customers in and around Kalyan, Maharashtra.

Kalyan Sahajanand Chowk branch overview

Located at INDUSIND BANK SHOP NO 5 6 AND 7 RAM KRISHNA BHAVAN SAHAJANAND CHOWK KALYAN WEST 421301, the Kalyan Sahajanand Chowk branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC INDB0001867 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Indusind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALYAN SAHAJANAND CHOWK of Indusind Bank — its own 11-character IFSC. The code INDB0001867 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC INDB0001867 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Kalyan Sahajanand Chowk branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC INDB0001867 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC INDB0001867

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0001867 across all three.

NEFT to Indusind Bank, KALYAN SAHAJANAND CHOWK using IFSC INDB0001867

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0001867, and confirm that the system picks up Indusind Bank – KALYAN SAHAJANAND CHOWK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KALYAN SAHAJANAND CHOWK

If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's KALYAN SAHAJANAND CHOWK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0001867 while initiating the transfer and the credit will appear within minutes.

IMPS to Indusind Bank KALYAN SAHAJANAND CHOWK (IFSC INDB0001867)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC INDB0001867 in your mobile or internet banking app, and the money is credited to the KALYAN SAHAJANAND CHOWK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kalyan Sahajanand Chowk

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0001867:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALYAN SAHAJANAND CHOWK is still linked to IFSC INDB0001867.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's KALYAN SAHAJANAND CHOWK branch, the IFSC INDB0001867 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Kalyan Sahajanand Chowk branch is mapped to IFSC INDB0001867 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains INDB0001867.

Banking services available

The Kalyan Sahajanand Chowk branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 251-2314231.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0001867

Online banking and IFSC INDB0001867

Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KALYAN SAHAJANAND CHOWK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0001867 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Kalyan Sahajanand Chowk branch sits at INDUSIND BANK SHOP NO 5 6 AND 7 RAM KRISHNA BHAVAN SAHAJANAND CHOWK KALYAN WEST 421301. If you are travelling from outside Kalyan, search for the branch on a maps application using the bank name and locality, or call 251-2314231 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0001867 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – KALYAN SAHAJANAND CHOWK:

• The IFSC is exactly INDB0001867 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indusind Bank as the bank name and KALYAN SAHAJANAND CHOWK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalyan Sahajanand Chowk branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC INDB0001867, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC INDB0001867 for Indusind Bank – KALYAN SAHAJANAND CHOWK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code INDB0001867 belongs to Indusind Bank's KALYAN SAHAJANAND CHOWK branch, located at INDUSIND BANK SHOP NO 5 6 AND 7 RAM KRISHNA BHAVAN SAHAJANAND CHOWK KALYAN… in KALYAN, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.