Use this page as a one-stop reference for everything related to Indusind Bank's KALARHERI branch in KALARHERI, HARYANA. The branch's IFSC code INDB0000479 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, INDB0000479 is the IFSC of Indusind Bank's KALARHERI branch. The format is fixed: INDB = bank code, 0 = reserved, 000479 = branch identifier.
About Indusind Bank
Indusind Bank operates a wide network of branches across India, including the Kalarheri branch in Kalarheri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, INDB0000479.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Kalarheri |
| IFSC Code | INDB0000479 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHASRA NO 7, NARAIANGARH ROAD, DEFENCE COLONY, VILLAGE KALARHERI, AMBALA CANTT 133001 (HARYANA) |
| City | Kalarheri |
| District | Ambala |
| State | Haryana |
About the Kalarheri branch
The Kalarheri branch of Indusind Bank is situated at KHASRA NO 7, NARAIANGARH ROAD, DEFENCE COLONY, VILLAGE KALARHERI, AMBALA CANTT 133001 (HARYANA). Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0000479 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KALARHERI branch came to be assigned the code INDB0000479.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000479, money simply cannot be routed to the KALARHERI branch electronically.
Account types you can open at the Kalarheri branch
Once you have an account at Indusind Bank – KALARHERI, the IFSC INDB0000479 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kalarheri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC INDB0000479
How to transfer money using IFSC INDB0000479
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000479 across all three.
NEFT to Indusind Bank, KALARHERI using IFSC INDB0000479
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000479, and confirm that the system picks up Indusind Bank – KALARHERI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC INDB0000479
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indusind Bank – KALARHERI, ensure your bank's portal accepts IFSC INDB0000479 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – KALARHERI, use IMPS. With IFSC INDB0000479 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC INDB0000479 for Indusind Bank – KALARHERI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – INDB0000479 | Yes – INDB0000479 | Yes – INDB0000479 |
For most retail customers crediting the Kalarheri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's KALARHERI branch, the IFSC INDB0000479 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC INDB0000479
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KALARHERI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000479 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000479 and the account number together uniquely identify the Kalarheri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC INDB0000479
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indusind Bank – KALARHERI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
INDB0000479. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kalarheri branch sits at KHASRA NO 7, NARAIANGARH ROAD, DEFENCE COLONY, VILLAGE KALARHERI, AMBALA CANTT 133001 (HARYANA). If you are travelling from outside Kalarheri, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000479 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC INDB0000479 for Indusind Bank – KALARHERI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Kalarheri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000479 continue to work without interruption.
Branch address & contact
Indusind BankKalarheri Branch
KHASRA NO 7, NARAIANGARH ROAD, DEFENCE COLONY, VILLAGE KALARHERI, AMBALA CANTT 133001 (HARYANA)
Kalarheri, Haryana
Phone: the branch contact number
IFSC: INDB0000479
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalarheri branch but serve different purposes.
Does Indusind Bank Kalarheri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Indusind Bank Kalarheri branch?
The IFSC code of Indusind Bank, Kalarheri branch is INDB0000479. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indusind Bank Kalarheri branch located?
Indusind Bank's Kalarheri branch is located at KHASRA NO 7, NARAIANGARH ROAD, DEFENCE COLONY, VILLAGE KALARHERI, AMBALA CANTT 133001 (HARYANA), Kalarheri, Haryana.
What is the phone number of Indusind Bank Kalarheri branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using INDB0000479 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Kalarheri reflect within 30 minutes.
Final notes
To recap: INDB0000479 is the IFSC code of Indusind Bank, KALARHERI branch, in KALARHERI, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


