Below are the complete branch details for Indusind Bank, KAEM NAGAR branch, located in KAEMNAGAR, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is INDB0000325. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case INDB0000325 for Indusind Bank – KAEM NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indusind Bank's KAEM NAGAR branch, the IFSC INDB0000325 breaks down as follows: INDB identifies the bank, 0 is the reserved character, and 000325 identifies this particular branch.
Branch details at a glance
| Bank Name | Indusind Bank |
|---|---|
| Branch | Kaem Nagar |
| IFSC Code | INDB0000325 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SINGH COMPLEX, NH-30,KAEM NAGAR, DISTRICT, BHOJPUR 802 314, BIHAR |
| City | Kaemnagar |
| District | Bhojpur |
| State | Bihar |
Bank profile
Indusind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kaem Nagar branch — IFSC INDB0000325 — extends the bank's services to customers in and around Kaemnagar, Bihar.
About the Kaem Nagar branch
The Kaem Nagar branch of Indusind Bank is situated at GROUND FLOOR, SINGH COMPLEX, NH-30,KAEM NAGAR, DISTRICT, BHOJPUR 802 314, BIHAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code INDB0000325 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indusind Bank's KAEM NAGAR branch came to be assigned the code INDB0000325.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC INDB0000325, money simply cannot be routed to the KAEM NAGAR branch electronically.
How to transfer money using IFSC INDB0000325
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC INDB0000325 across all three.
NEFT to Indusind Bank, KAEM NAGAR using IFSC INDB0000325
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC INDB0000325, and confirm that the system picks up Indusind Bank – KAEM NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KAEM NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Indusind Bank's KAEM NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC INDB0000325 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indusind Bank – KAEM NAGAR, use IMPS. With IFSC INDB0000325 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kaem Nagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC INDB0000325:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAEM NAGAR is still linked to IFSC INDB0000325.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indusind Bank's KAEM NAGAR branch, the IFSC INDB0000325 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kaem Nagar branch is mapped to IFSC INDB0000325 on the RBI payments network. The branch generally supports the full retail product catalogue of Indusind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains INDB0000325.
Products and services
Customers walking into the Kaem Nagar branch can access most of Indusind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC INDB0000325
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indusind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC INDB0000325 and the account number together uniquely identify the Kaem Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC INDB0000325
Indusind Bank customers can register for net banking and the bank's official mobile app once their account at the KAEM NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC INDB0000325 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indusind Bank – KAEM NAGAR:
- The IFSC is exactly INDB0000325 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indusind Bank as the bank name and KAEM NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kaem Nagar branch sits at GROUND FLOOR, SINGH COMPLEX, NH-30,KAEM NAGAR, DISTRICT, BHOJPUR 802 314, BIHAR. If you are travelling from outside Kaemnagar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC INDB0000325 and your account number.
Verifying IFSC INDB0000325 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm INDB0000325 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kaem Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to INDB0000325 continue to work without interruption.
Branch address & contact
Indusind BankKaem Nagar Branch
GROUND FLOOR, SINGH COMPLEX, NH-30,KAEM NAGAR, DISTRICT, BHOJPUR 802 314, BIHAR
Kaemnagar, Bihar
Phone: the branch contact number
IFSC: INDB0000325
Frequently asked questions
What is the phone number of Indusind Bank Kaem Nagar branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Indusind Bank Kaem Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using INDB0000325 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indusind Bank – Kaem Nagar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kaem Nagar branch but serve different purposes.
Is IFSC INDB0000325 the same for all accounts at Kaem Nagar branch?
Yes. The IFSC INDB0000325 is shared by every account held at Indusind Bank's Kaem Nagar branch. Only the account number changes from customer to customer.
Can I use IFSC INDB0000325 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC INDB0000325 to send funds instantly.
How do I add Indusind Bank Kaem Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC INDB0000325, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indusind Bank Kaem Nagar branch?
The IFSC code of Indusind Bank, Kaem Nagar branch is INDB0000325. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code INDB0000325 belongs to Indusind Bank's KAEM NAGAR branch, located at GROUND FLOOR, SINGH COMPLEX, NH-30,KAEM NAGAR, DISTRICT, BHOJPUR 802 314, BIHAR in KAEMNAGAR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
